Business insurance

Compare quotes with Simply Business,[1] our preferred provider for business insurance

  • Compare quotes from Axa, Zurich, Hiscox, Groupama, Brit and more
  • Cover for public and employers' liabilty, buildings, contents, tools and equipment
  • Buy online or speak to an insurance specialist in a UK-based contact centre


  • What should I look for with business liability insurance?

    A good liability insurer should pay towards your legal costs for defending any claim made against you, insure you for compensation claims made against you, and offer you both public and employers' liability insurance as a package, if you need both
    Maxine Frances, journalist
  • Is your business protected with employers' liability cover?

    If an employee is injured or they contract a disease as a result of, or in the course of their employment, they are entitled to claim compensation from the business if it can be proven that the employer was at fault. Employers' liability covers the cost of the compensation along with any legal fees you might incur if you had to defend the case against you
  • What does public liability insurance cover?

    Public liability insurance protects you from claims against your business by members of the public. For example, if you damage a client's property, if a customer has an accident on your premises, or if you provide any advice or service for a fee
    Maxine Frances, journalist
  • How much does liability insurance cost?

    Most liability cover is based on an annual fee, how much you pay will depend on the size and nature of your business and how many employees you have. It will make a difference if you are a sole trader, partnership or limited company. Your premium may change if you make more claims or if the nature of your industry changes
    Maxine Frances, journalist
  • How long does liability insurance offer protection for?

    Check your terms and conditions, but some insurers will cover you for incidents before and after the start and end date of your policy. This is important if you're working in an industry where results tend to be measured in the long rather than the short term
    Maxine Frances, journalist
  • Does your car insurance cover your business usage?

    If workers use their own cars while on company business, no matter how infrequently, we would urge them to check their policy to make sure they are properly insured. Employers should talk to workers about the necessity of having the correct level of cover before they undertake any business journeys in a private car
    Scott Kelly, car insurance expert
Next Page Previous Page

How can we help you with business insurance today?

With the help of our partners Simply Business[1] we can find you the right business insurance quickly, easily and at the right price, leaving you with more time to concentrate on the things that make your business great.

Our easy-to-use forms will ask for basic details about your business and the level of cover you require, including whether you need public/product liability insurance, professional indemnity cover, buildings insurance, revenue protection/business interruption cover, and protection for your business/office equipment and/or stock.

You'll need to answer questions about any claims made by your firm in the last five years, and about any that may be pending.

Depending on the sort of cover you choose, you may also be asked for some more detailed information about your company and its work.

You will then either be presented with your quotes online, or - if your circumstances do not allow for an instant quote - your details will be passed on to an insurance specialist to look at.

Did you know...?

  • Employers' liability insurance is compulsory for businesses that have one or more staff
  • Glass and shutters insurance can cover replacement following accidental or malicious damage

Should you have any problems, or if you just want to speak to an expert before making your decision, then a Simply Business insurance specialist will be available from a UK-based contact centre.

We've also got more information available on the factors you need to consider in our business insurance guides, where you'll find the answers to frequently asked questions.

In the guides, our introduction to business insurance can help you with areas such as whether you need such protection, sensible levels of cover, differences if you're a landlord or a tenant, options for working from home, and insurance for your business assets and equipment.

You'll also find dedicated pages on public liability insurance, professional indemnity insurance and employers' liability insurance, plus information on areas such as goods in transit cover, business travel insurance, business interruption cover, commercial legal insurance, fidelity guarantees, and insurance cover for tools, data processing, engineering, credit, loss of cash, and glass and shutters.