New driver and learner driver car insurance

If you're a new driver or a learner driver, cheap car insurance quotes can be thin on the ground. To improve your chances of getting more affordable car insurance, there are things you can do to lower your risk and reduce your premium.

Obtain a Pass Plus certificate. A number of leading car insurance companies support the scheme, meaning new drivers can benefit from substantial discounts.
Do your homework. Always research before you buy - choosing a car with a low insurance group and a small engine will reduce your car insurance costs.
Avoid modified cars . They may look flash, but modifications tend to increase your level of risk and may even invalidate your policy.

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Why do learners and new drivers pay more?

Drivers with little experience represent a greater risk; therefore insurance companies set rates that reflect this. In the first year of driving, one driver in five is involved in an accident.

Statistics show that a learner driver who is supervised is at a similar risk of accident as a newly qualified driver - unfortunately this means that your premiums will not significantly reduce just because you've passed your test.

Gocompare.com Limited is authorised and regulated by the Financial Services Authority (FSA) for insurance mediation activity under firm reference number 465053. You may check this on the FSA's register by visiting the FSA website, www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234. Gocompare.com Limited is registered in England and Wales (Company No. 5799376). Registered office: Imperial Courtyard, Newport, Gwent, NP10 8UL United Kingdom.

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