If you're considering changing your car then it's well worth thinking beyond
finance deals, part ex trade-in prices and dealer discounts. You may not realise it,
but the car you choose to buy today could impact on your car insurance premiums for
many more years to come.
Cars are assigned to one of twenty “insurance groups” by the Group Rating Panel,
which bases groupings primarily on research conducted by the Motor Insurance Repair Research
Centre (Thatcham). Not all car insurers choose to use the groups set by the panel -
some opt to set their own groupings instead.
Whichever set of insurance groups an insurer works to, you'll typically find that
cars in lower insurance groups attract a lower premium whilst cars in higher insurance
groups attract a higher premium, usually because they are high performance models
or prestige cars that have high repair or replacement costs. If you already own your
car, or know which insurance group it falls under then why not get a quote now?
Otherwise, choose a make to start researching insurance groups by model.
Research insurance groups now - just choose a make to get started