Why does each car insurance company give me different prices?

When it comes to car insurance companies, everyone is unique. Different car insurance companies favour different types of drivers. Some will decide that the younger, higher risk driver who is more likely to make a claim, is the type of business they wish to write whereas others go for the more mature and safer driver as the risk is lower.

For example, if you're a male under 21 who drives a high performance car living in a major city with a high crime rate you may have to pay more as there is a greater risk of you having to make a claim than a 65 year old woman driving a Nissan Micra living in a safer area.

This is why it's important to research and compare a number of quotes - not just by price, but also by the type of cover the insurance companies provide.

This is where the Gocompare.com special star rating system comes in. This provides you with the ability to make your decisions based on a lot more than just price alone. In fact it allows you to rate your quotes on a number of optional extras including courtesy car, windscreen cover, legal assistance, personal accident cover and breakdown cover, meaning you'll get the most beneficial car insurance policy for you.