Cheap student car insurance offers are quite common place in newspapers, magazines, and online. But are any of these offers good for you? When an offer seems 'too good to be true', it usually is.

Unfortunately, the first time someone will realise that their car insurance policy isn't up to scratch is when they go to make a claim following an accident and find that something they were relying on just isn't there.

The sort of things to look out for are:

• High compulsory excess policies. Don't just look at the voluntary excess there will usually be a compulsory excess charged by the insurer too which has to be paid on top of the voluntary excess in event of a claim.
• Premium rate phone lines. There have been cases of insurers charging up to 60p a minute for anyone to contact them, or having a 28 day turn around on any emails coming into their company.
• If courtesy cars are included in the policy, there may be extreme limitations imposed, such as only having it for three days or having to use specific garages to get the car fixed, etc.

Is it really worth running the risk of not receiving the cover you need from chasing offers which may not be best for you, just because they're cheapest? But value for money matters, which is why searching for value for money products can provide not only good quality car insurance, but also peace of mind.

With Gocompare.com you could save both time and money as we shop on your behalf across much of the market and provide results based on the type of cover you requested and the cheapest car insurance quote for you. So if you're interested in saving both time and money, visit our car insurance quote page now.