Compare cheap young drivers' car insurance quotes from multiple insurance brands
As a young driver, getting car insurance at the right price and with the right level of cover can be frustrating.
Not all insurers will quote for you, and when they do the prices they offer can be really high.
But it's vital to arrange the right policy - in 2012, DVLA figures revealed that 10,797 drivers with fewer than two years' experience lost their licences and more than half of those cases were because they were driving without insurance.
With this in mind, we've put together some information to try to help you find a better deal.
"There are ways to try to reduce the cost as you build up a safe driver record and no-claims discount," said Gocompare.com's Lee Griffin.
Driving experience is a crucial factor - the more time you spend on the road the better your driving is likely to be.
Drivers with more experience have a proven track record so long as they stay conviction and claim free and, as a result, they get a discount on the price of their car insurance (called a no claims bonus).
Young drivers have a reputation for causing more accidents than any other age group and statistics from the Association of British Insurers prove that this is true.
The data reveals that the UK's 18-year-olds alone cause 50 collisions a day - three times more than drivers in their 50s.
Indeed, male drivers under the age of 21 are 10 times more likely to be involved in a motoring accident than drivers over the age of 30.
This means insurance companies pay out more in claims for young drivers and so charge more for insurance cover.
Insurers will look at your quote details (eg your claims history, the cost or type of the car you drive, where you live, your driving experience) and then decide what to charge.
Young drivers have more accidents and experience more car security issues, such as theft and vandalism, as crime rates are higher amongst young people.
They are, therefore, seen as a greater risk, and this is reflected in the high price of premiums.
While higher prices are the norm for younger drivers, there are some things you can do to lower your insurance costs. Read our top tips for cutting the cost of car insurance, but young drivers may want to focus on the following:
Get a car with a small engine - for example a 1.1 litre rather than a 1.6 litre - which is in a low car insurance group.
You'll also pay less road tax if your car has a small engine capacity.
Modifications (upgrades to styling, audio or performance) may look good, but for the younger driver they mean a big increase in the price of car insurance.
Alloy wheels, body kits and performance upgrades make vehicles more attractive to car thieves. Modified cars also tend to be more expensive to fix than ordinary cars.
Adding another driver with a clean licence and several years' claim-free driving to your policy could reduce your premium.
Also, if you're the main driver make sure you're noted as such on the policy.
If you say the other person is the main driver because they have a better driving history you're committing a fraud known as fronting and you could invalidate your insurance.
If you only drive at set times of the year (perhaps during term time) then let your insurance company know.
To lower the risk of having an accident, avoid driving in rush hour and limit your annual mileage.
A telematics car insurance policy works by using a black box or a mobile phone app to monitor your driving and then using the data gathered as the basis for setting your insurance premium.
Such policies are available for drivers of all ages, but are thought to be especially beneficial for safe, young drivers who are struggling to find competitive quotes.
The feedback you receive has also been seen as a valuable form of education to help improve your driving.
The easiest way to reduce your car insurance costs is to improve your reputation and driving record by staying conviction free, avoiding speeding and building up a no-claims discount
Some insurance companies may reduce your premium if you agree to limit your driving to certain hours of the day.
Consider improving your vehicle's security. Fit an alarm or immobiliser and - if you have alloy wheels - invest in locking wheel nuts.
If you can, park your car in a safe spot overnight. Parking off the road can lower the chance of your car being vandalised or stolen. Read more in our article on overnight parking and car insurance.
Choosing a higher voluntary excess when you take out your policy will reduce the price of your insurance.
Pass Plus is a training scheme for new drivers. Bear in mind that you'll need to pay for the course and you may not recoup the costs, but your driving should improve.
Read our article on advanced driving courses for more information on Pass Plus and other courses that may prove beneficial.
The easiest way to reduce your car insurance costs is to improve your reputation and driving record by staying conviction free, avoiding speeding and building up a no-claims discount. Other things you can do are:
Pay for your insurance when you take out the policy rather than by monthly instalments in order to avoid interest charges.
Pay close attention to the options, though - third party products generally offer much lower levels of cover and are not necessarily cheaper.
There will be a vast difference between the lowest and highest quotes from different insurers.
Choose the cover you need and compare lots of premiums using an established comparison site such as Gocompare.com.
Some insurers will be more competitive than others for different drivers, vehicles and regions so there's no such thing as a 'best buy' car insurance policy for every driver.