Frequently asked questions on car warranties

Get the answers to FAQs on car warranty policies, then compare quotes to find the right deal for you.

What is a car warranty?

A car warranty, also known as mechanical breakdown insurance (MBI), provides cover against defined mechanical problems that might affect your vehicle. Read more in our beginners' guide to car warranties.

How long does a car warranty policy last for?

Policies typically last from one to five years, or mileage limits could apply.

What car warranties are available?

The car warranty options available will depend on whether you're buying a new car, a used car, or if you want a warranty for your current vehicle.

What will a car warranty cover?

This can vary, so check the terms and conditions of your policy carefully. A good warranty should cover major mechanical components including:

Car warranty
  • Engine
  • Transmission system
  • Fuel and ignition systems
  • Cooling system
  • Electrics
  • Gearbox
  • Steering
  • Suspension
  • Non-frictional clutch
  • Brake system parts

What does a car warranty exclude from cover?

Most warranties exclude normal wear and tear to tyres and wheels, exhausts, the vehicle's catalytic converter, brakes and clutch along with damage to bodywork, paintwork, glass and headlights.

Some warranties will cover the air-conditioning system, although it's normal for audio equipment and satellite navigation systems to be excluded.

How much will a car warranty cost?

This will depend on your personal details along with the car's age, make and model.

What else should I look out for?

Typical factors to consider include:

  • Is wear and tear included? If so, do you have to pay a percentage of labour/parts
  • Betterment - do you have to contribute to parts and labour if a new part is better than the original?Pros and cons of car warranties
  • Oil leaks - when a part fails it may leak. Check if your warranty covers claims caused by this
  • Consequential loss - does your policy cover damage to an insured part caused by the failure of a non-insured part?

Any more questions?

See if you can find the answers in our car warranty guides.

By Sean Davies