Get the answers to FAQs on car warranty policies, then compare quotes to find the right deal for you.
There are two types of car warranty products available - regulated and unregulated.
Both should protect you if you have to pay for unexpected repair and maintenance costs related to your car, and it's important to compare what's on offer between both types of product to make the right choice for you.
Bear in mind that Service and Repair plans are not regulated by organisations such as the Financial Conduct Authority (FCA), whereas a mechanical breakdown insurance policy (MBI) is.
If you purchase a car warranty, you will benefit from Financial Ombudsman referral and protection from the Financial Services Compensation Scheme if the warranty provider goes out of business.
Policies typically last from one to five years, or mileage limits could apply.
The car warranty options available will depend on whether you're buying a new car, a used car, or if you want a warranty for your current vehicle.
You can also choose to buy a Service and Repair plan, in place of an MBI warranty.
The plans are designed to cover the costs of failures resulting from wear and tear, expensive diagnostics, labour, and the provider may even liaise with the garage on your behalf.
Unlike MBI policies, Service and Repair plans are not regulated by the FCA. In the event the provider goes bust, you may not receive protection from the Financial Ombudsman or be able to claim compensation from the Financial Services Compensation Scheme (FSCS).
This can vary, so check the terms and conditions of your policy carefully. A good warranty should cover major mechanical components including:
Most warranties exclude normal wear and tear to tyres and wheels, exhausts, the vehicle's catalytic converter, brakes and clutch along with damage to bodywork, paintwork, glass and headlights.
Some warranties will cover the air-conditioning system, although it's normal for audio equipment and satellite navigation systems to be excluded.
This will depend on your personal details along with the car's age, make and model.
Typical factors to consider include:
See if you can find the answers in our car warranty guides.