Touring caravan insurance

Touring caravan insurance

  • Compare touring van policies with i-Wonder[1]
  • Cover for folding campers, trailer tents and awnings

 

Static caravan insurance

Static caravan insurance

  • Compare static caravan policies with i-Wonder[1]
  • Cover for your caravan's fixtures and fittings

 

  • Pay attention to caravan security

    An unattended caravan should be secured by a wheelclamp, hub lock, hitchlock, a security post, or a selection of these. If you store your van at a friend or relative's address inform your insurer and, if you're using a caravan storage site, pick one approved by the Caravan Storage Site Owners' Association (CaSSOA)
    Dave Jenkins, journalist
  • Watch your speed when towing

    Insurers will take a dim view of customers who end up scattering the contents of their holiday home all over the motorway if it becomes obvious that speed was an issue. Remember - the speed limit when towing in the UK is 50mph on single carriageway roads and 60mph on dual carriageways and motorways
    Ian Crowder, AA spokesperson
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Compare cheap caravan insurance quotes

Whether you've got a touring caravan, folding campervan or trailer tent - we've got insurance quotes to get you towing.

No need to feel left out if static caravans are more your thing - there's quotes galore for you too.

Types of caravan insurance

  • Touring caravan insurance - if you're towing your caravan, this will be your go-to
  • Static caravan insurance - if it's a non-mover, you'll want this kind of insurance - it can protect your contents too
  • Trailer tent and folding camper insurance - a hybrid of caravan and tent needs its own special type of protection

Your caravan could be covered for family and friends cover, storm damage cover and accidental damage cover.

So if the caravan's a-rocking, just get a-hold of your insurer!

Caravans and cars

If you want to tow a hefty caravan and you passed your driving test on or after 1 January, 1997, you'll need to do the B+E test (B+E refer to the categories on your driving licence).

Otherwise you're limited to category B, which means you can tow a caravan weighing less than 750kg, or more so long as the total weight of your car plus caravan is less than 3,500kg.

If you passed before that date however, you're good to go as long as:

  • Your caravan is within the towing limit of your vehicle
  • Your vehicle has a Maximum Authorised Mass of 3,500kg or less

Your car insurance may cover your touring caravan but it's best to check before you begin to tow it.

Exclusions

Like most things in life, there are exceptions to the rule.

Did you know...?

  • An estimated one million leisure caravans are in use in the UK[2]

Your caravan insurance may exclude things like:

  • Wear and tear
  • A mechanical breakdown
  • Using your caravan for trading
  • Damage from vermin

Caravan security

You might be able to get a cheaper deal on your insurance by making sure your caravan has security devices attached to it.

Put those pesky thieves off by using:

  • Wheel clamps
  • Alarms
  • Trackers

Taking your caravan to Europe

Fancy taking your caravan somewhere sunny?

You might already have basic European cover included in your caravan insurance policy.

But, if you ask your insurer nicely, you can potentially extend it so you have the same protection as you do in the UK. Adios!

More information

If you want to know more about all things caravans, check out our rocking caravan guides.

They deal with the different types of caravan insurance options, including use by family and friends, third party cover, public liability, fatal injury and insurance for contents and personal effects.

Read about things to look for on your policy, including exclusions relating to valuables, awnings, unforced entry, mechanical and electrical breakdown, wear and tear, mildew, vermin, storm damage, accidental damage, trade use, or use as a permanent residence.

There's also information on the B+E test, a look at how security impacts on your premium, a guide to towing, information on breakdown cover, a guide to tyres and advice on what to take on a camping trip.