Pack it in
The damage that smoking cigarettes has on a person’s physical health is well documented. It’s an expensive habit too, with packs of 20 cigarettes coming in at around £6 a pack nowadays. But aside from the money that can be saved by simply not buying cigarettes, there’s other savings to be made too. For instance, life insurance policies are generally cheaper for non-smokers. Luckily, many life insurers will be happy to consider you a non-smoker after a year of being cigarette-free. Smoking homeowners can also expect to see a few thousand pounds knocked off the price they get if they sell up, thanks to the redecoration and recarpeting needed to get rid of the smell.