You can’t seem to move these days without seeing an advert or receiving a call about a car accident that you may or may not be entitled to compensation for.
The most common claim is for whiplash, a difficult-to-diagnose condition which is thought to add £118 a year to British car insurance premiums.
And according to a new report from Aviva, British drivers have had it up to here with the industry, and would like to see it shackled.
The insurer reckons that 94% of drivers blame the involvement of third party ‘claims management’ for increased premiums, and nearly 70% would like to see a ban on excessive legal fees and the unnecessary involvement of lawyers or claims management companies.
Nearly 85% of drivers would also like to see an end to cash compensation for minor motor accidents where no-one was injured with a preference for the insurance to cover the cost of repairing the vehicle.
There was also near unanimous support for changes to the way the PI industry markets itself, with 95% of nearly 2,500 drivers demanding action.
Dominic Clayden, claims director at Aviva, said: "Our primary concerns are that injured parties receive care and compensation as quickly as possible and that all motorists benefit from a reduction in the excessive costs that have built up in claims over the past few years. We are campaigning for a more efficient system that removes the ‘interested parties' and requires people to deal directly with the insurer of the at-fault party.”
The Ministry of Justice’s much-trumpeted Whiplash Consultation is set to conclude on the 8th March 2013. Justice secretary Christ Grayling, at the consultation’s launch in December last year, said: "For too long honest drivers have been bearing the price of a system that has been open to abuse and it is time for that to change.”