Credit cards

For credit card comparisons, we'd like to introduce you to our preferred provider, LoveMoney[1]

  • Compare the latest credit card deals from multiple providers and apply online
  • Our comparison table presents the key credit card features to help you choose the right plastic
  • Use smart search to see your chances of being accepted for credit cards before you apply

 

How can we help you with credit cards today?

Our partners LoveMoney[1] make it quick and easy for you to compare credit cards and apply online, including options if you're looking for balance transfer cards, cashback, rewards, air miles, charity cards, low APR cards, lifetime balance transfers, 0% transfers or 0% purchase cards.

We can help you find the right card for using abroad or to search for offers from your bank, and we offer a comparison of premium and business cards.

At the other end of the scale, if you've got a bad credit rating you may want to take a look at the specialist products on offer such as credit builder cards, and there are low balance transfer fee options available, too.

When you click on the 'Get Rates' button you'll be presented with an easy-to-use best-buy table that lets you compare all the cards on offer, or to narrow the options according to the specific type of product you're looking for.

The table presents the key card information - the name of the provider, balance transfer rates, fees and period, new purchases rate and period, the representative APR, and a quick rating/review of the product.

When you see a card you like the look of, there's the option of clicking the tab for more detailed product information - including features, benefits and application criteria - or of applying online.

Rejected card applications can impact on your credit rating, but you can reduce your risk of rejection by using our credit card smart search feature.

When you use smart search, you'll see your chance of acceptance, so you can choose to apply for the cards you have the best chance of being accepted for.

Did you know...?

  • Rejected card applications can impact on your credit score - use smart search to see your chances of being accepted, before you apply
  • As of November 2015 there were an estimated 30 million credit card holders in the UK and their combined card debt was around £61bn[2]

To show you your smart search results, you'll need to provide some details about yourself, your address history and your finances.

Your answers will be used to request information from a credit reference agency - but don't worry - this will only leave a 'quotation search' on your credit file which is not visible to lenders and means your credit score won't be affected.

Try our guides for more information, where you'll also find the answers to frequently asked questions.

Our guides tell you the advantages and disadvantages of credit cards and can help you to understand more about the particular types of card available, including cashback, balance transfer, purchase, interest free, prepaid and store cards, and what product may be suitable for a particular occasion, such as Christmas or holiday spending.

You can read about the protection offered to card users under section 75 of the 1974 Consumer Credit Act, and learn more about charges, managing debt, cash withdrawals, interest rates, APR, protection insurance and how to find the right card to suit your needs.