Credit card guides: Index

Our guides give you the facts so you can make an informed choice when you compare credit cards and deals.

 


A beginner's guide to credit cards

Learn the basics so you can make an informed choice on your finances.

A beginner's guide to credit cards »


Air miles credit cards

Compare air mile credit cards that could help you earn flight miles or contribute to more general travel reward schemes such as Avios.

Air miles credit cards »


Bad credit rating credit cards

If you have a bad credit rating there are dedicated credit cards on the market that might prove suitable to your needs.

Bad credit rating credit cards »


Balance transfer credit cards

Card debt is expensive - consider the pros and cons of regular and low-fee balance transfer credit cards as you look to shift outstanding debt.

Balance transfer credit cards »


Business credit cards

A business credit card may suit you if you own a business or regularly use plastic to pay expenses, but be aware of annual fees - and of the need for a good credit rating.

Business credit cards »


Cancelling old credit cards

Find out what the advantages and disadvantages are of cancelling your old credit cards and how it could affect your credit rating.

Cancelling old credit cards »


Cashback credit cards

Cashback products allow the holder to earn back a percentage of what they spend as an annual bonus.

Cashback credit cards »


Charge cards

Charge cards are often mistaken for credit cards, but there are some differences in how you can use them. Find out more about their perks and perils...

Charge cards »


Charity credit cards

Most major UK charities now have credit cards in their names, allowing you to donate a percentage of your spending to them... but there may be better ways to give.

Charity credit cards »


Credit builder credit cards

A credit building card could be an option if you're struggling to get another card - but make sure you manage it well and look out for high charges that could increase debt.

Credit builder credit cards »


Credit cards for Christmas spending

Choose the right credit card for your Christmas spending and you could ease the fiscal pain of the festive season.

Credit cards for Christmas spending »


Credit cards for holidays

What are the benefits and drawbacks of using plastic to purchase your holiday and for your spending when you're abroad?

Credit cards for holidays »


Credit cards for using abroad

Compare credit cards suited for use abroad and learn the money facts you should consider when travelling overseas, including details of Dynamic Currency Conversion.

Credit cards for using abroad »


Frequently asked questions on credit cards

Get the answers to FAQs, then compare quotes to find the right deal for you.

Frequently asked questions on credit cards »


How to cut the cost of debt

Follow our tips to help get your credit card and other debt under control.

How to cut the cost of debt »


Interest-free credit cards

Cards can be incredibly useful, but they can also be very expensive. An interest-free option could let you borrow for free for a defined period.

Interest-free credit cards »


Joint credit cards

Find out the benefits and drawbacks of adding a second cardholder to your credit card account.

Joint credit cards »


Low APR credit cards

Compare low APR credit cards, and learn why they could be the right option if you think you'll need a long time to pay off debt and get your finances in order.

Low APR credit cards »


Making credit cards work for you

Are you making the most of your credit card? By getting the right rate, terms, benefits and/or rewards, you can make your plastic pay its way…

Making credit cards work for you »


Premium credit cards

Premium credit cards can offer benefits such as reward points and insurance and may suit your needs if you're a regular, responsible card user - but beware of the pitfalls.

Premium credit cards »


Purchase credit cards

A purchase card could be the right option for you, especially if you need to spread the cost of a major purchase.

Purchase credit cards »


Reward credit cards

Compare reward credit cards, which can offer benefits in defined schemes as you do your everyday spending - just make sure you avoid the pitfalls....

Reward credit cards »


Student credit cards

If you can handle your finances responsibly, the right student credit card could help your money management at college or university.

Student credit cards »


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Alternative currencies: Bitcoins and beyond

Learn about global, local and private digital alternative currencies, including cryptocurrencies such as Bitcoin and Litecoins.

Alternative currencies: Bitcoins and beyond »


Cancelling continuous payment authorities

A continuous payment authority (recurring payment) differs from direct debits and standing orders - know your cancellation rights on debit and credit cards.

Cancelling continuous payment authorities »


Card payments for small businesses

See the advantages and disadvantages of a business accepting debit and credit card payments and find out about terminals, acquirers, merchant service agreements and charges, and more.

Card payments for small businesses »


Chargeback

Find out how the chargeback process can help you get a refund for debit card payments and smaller credit card purchases.

Chargeback »


Compound interest

Compound interest on your savings could help earn you extra, but on a loan, it can sink you further into debt. Find out why…

Compound interest »


Consumer Credit Act

The Consumer Credit Act (1974) empowers consumers and protects credit card purchases. Find out more about the Act and how it can help you.

Consumer Credit Act »


Consumer rights

If you buy goods or services and aren't happy with what you receive there's legal protection that can help you. Find out more about your consumer rights.

Consumer rights »


Contactless payments

Contactless payments are growing from cards, smartphones, wristbands and more - but what are the practical and security issues? Could contactless transactions replace cash in the future?

Contactless payments »


Credit reports and ratings

A credit score can be crucial to your future, the rating affecting your major financial applications. Find out more about scores and how to boost them, and compare credit reports.

Credit reports and ratings »


Eligibility for advertised deals on loans and credit cards

The advertised APR isn’t necessarily what you’ll pay on loans and credit cards. Find out your odds of being offered the representative rate - and improve them.

Eligibility for advertised deals on loans and credit cards »


Financial fraud

Find out about the different types of financial fraud, how you can protect your money and what to do if you're a victim.

Financial fraud »


How do online debit and credit card payments work?

Find out how your level of debt might positively or negatively affect your credit score, including your debt-to-limit ratio and debt-to-income ratio.

How do online debit and credit card payments work? »


How your existing borrowing affects your credit score

Find out how your level of debt might positively or negatively affect your credit score, including your debt-to-limit ratio and debt-to-income ratio.

How your existing borrowing affects your credit score »


Inflation

Find out why the rate of inflation might affect your decision over whether saving or borrowing is the right decision for you.

Inflation »


Is ID theft protection worth it?

Find out more about ID theft protection, or identity theft insurance as it's also known, and whether you need it.

Is ID theft protection worth it? »


Midata

The government's midata project helps empower consumers' personal finance comparison choices by giving easier access to data held about them and getting it delivered in a more consistent format.

Midata »


Money infographics index

Get informed and entertained with Gocompare.com's collection of money infographics and interactives.

Money infographics index »


Paym: Sending and receiving money with your mobile

Smartphones are heralding a new age of banking with the advance of Paym. Find out more about sending and receiving money using your mobile...

Paym: Sending and receiving money with your mobile »


PayPal and online money transfer services

Find out about how PayPal and other online money transfer services work, when you can use them and whether they're a safe way to send and receive money.

PayPal and online money transfer services »


Prepaid cards

Prepaid cards don't require a credit check and can help those who like their simplicity, plus those who don't have a debit or credit card.

Prepaid cards »


Soft search

When you search for a credit product it’s increasingly common to be offered a soft search (or ‘smart search’) facility. Find out what this means...

Soft search »


Store cards

Store cards can seem a tempting proposition, but what do you need to consider when taking one out and would a credit card be a better option?

Store cards »


Unsolicited increases to credit card limits

Credit card providers sometimes automatically raise your credit limit. Is this a good thing for customers?

Unsolicited increases to credit card limits »


What happens when you apply for credit?

Whenever you apply for credit, lenders make numerous checks behind the scenes. Find out why you may’ve been approved or declined and improve your chances.

What happens when you apply for credit? »


 

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