Motorbike insurance guide

Motorbike security and bike insurance

Security is an important consideration for insurance companies when deciding what to charge for motorbike insurance. The more secure a bike is, the more likely an insurance company will give a security discount.

There are two main methods of keeping your motorbike secure:

Security markings

By marking your bike you are making it more difficult for thieves to dispose of it once they have stolen it. The markings also mean the police can trace you and return your bike to you if they recover it.

Some types of security markings are:

• Alpha Dot
• Data Tag
• Datatool Tagging Gold/Platinum
• Smartwater
• Suzuki Secure Marking

Physical security

You can protect your motorbike by increasing its physical security. Either mechanically or electronically.

Locks, chains and bike anchors are examples of mechanical security. They make it a longer and more difficult task for a thief to steal your bike. Alarms and immobilisers are the commonest types of electronic security you can get for your bike. With Thatcham being the industry standard, you should always install a Thatcham approved system, or buy a Thatcham approved mechanical lock or chain. Remember, the more secure your bike is, the less it will cost you to insure.

Here is a list of security devices available for your motorbike:

• 13mm Mother English Chain & CISA 285/84 Padlock
• 16mm Mother English Chain & CISA 285/84 Padlock
• 51612 Ulises Padlock & 13mm X 1.2m Stand
• 2 Safe Ground Anchor
• Abus 34/55 HB 70 Strada
• Abus 39XXL Granit Victory Disc Lock
• Abus 42 HB 110/300
• Abus 42 HB 70/250
• Abus 43 HB 110/230
• Abus 43 HB 110/300
• Abus 43 HB 70/250
• Abus 43 HB 90/250
• Abus 57 HB 130/230
• Abus 57 HB 130/300
• Abus 58 HB 140/230
• Abus 58 HB 140/310
• Abus 59 HB 180/260
• Abus 59 HB 180/310
• Abus 59/13 MKS Granit Extreme Plus
• Abus 69 Victory Extreme
• Abus 74 HB 170/260
• Abus 74 HB 170/330
• Abus City Black/Gold Chain 1010
• Abus Disclock
• Abus Extra 53 HB 110/300
• Abus Extra 53 HB 90/250
• Abus Granit 37/60 NB 70 Quick
• Abus Granit 37 CS Padlock & MKS/11 Security Chain
• Abus Granit 54 HB 150/230
• Abus Granit 54 HB 150/300
• Abus Granit Black/Gold 37/60 CS 11 MKS
• Abus Granit City Chain X-Plus 1060
• Abus Granit Extreme 59/180 HB 260/310
• Abus Granit Extreme 69
• Abus Granit Extreme Black Loop 69/12 KS 120
• Abus Granit Extreme Chain 37/80/11 MKS 110/140/170
• Abus Granit Extreme Plus 59/12 MKS
• Abus Granit Extreme Plus 59/13 MKS
• Abus Granit Futura 64 HB 180/230
• Abus Granit Futura 64 HB 180/300
• Abus Granit Heavy Duty Closed Shackle
• Abus Granit Plus 37/80 CS 12 MKS
• Abus Granit Plus 58 HB 140/100
• Abus Granit Power 58/140
• Abus Granit Power Black Loop 58/140
• Abus Granit Power Chain 37/6011MKS 110/140/170
• Abus Granit Quick 37/60
• Abus Granit U Shackle 57/130 HB
• Abus Granit U Shackle 58/140 HB
• Abus Granit U Shackle Lock
• Abus Granit Victory X-Plus Black Loop 68/12 KS/120
• Abus Granit WBA 100
• Abus Granit X Plus 54/160 HB 230
• Abus Granit X Plus 54/160 HB 300
• Abus Junior 46 HB 150/230
• Abus Junior 53 HB S90/50
• Abus Junior Plus 47 HB 150/230
• Abus Strada
• Abus Vari Black/Gold 35/70 11 MKS
• Abus Vari Quick 35/70
• Abus Vari Quick 35/70 HBSS
• Abus Victory 39
• Abus Victory X-Plus 68
• Adder Twist Lock
• Almax Series 1 Chain & Squire SS50 CS Lock
• Almax Series 2 Chain & Squire SS65 CS Lock
• Almax Series 3 Chain & Squire SS65 CS Lock
• Artago Stone 18ART120
• Artago Stone 18ART270
• Artago Stone 18ART320
• Artago Stone 68T100 Padlock & Chain
• Artago Stone 68T120 Padlock & Chain
• Artago Stone 68T150 Padlock & Chain
• Artago Stone 68T170 Padlock & Chain
• Artago Stone 69T Disc Lock
• Artago Stone 69T100 Disc Lock & Chain
• Artago Stone 69T120 Disc Lock & Chain
• Artago Stone 69T150 Disc Lock & Chain
• Artago Stone 69T170 Disc Lock & Chain
• Artago Stone Ground Anchor 61
• Aviator Securitry Anchor
• Beartrap Security International V Loc
• Bigfoot Chain & 4141 Super Panzer Padlock
• Bulldog Security MC100 Lock, Chain and Anchor
• Datatool Devil 1000
• Datatool Fortress 1
• Datatool Fortress 2
• Datatool Python Padlock and Chain
• Dcibel 1.2m Lock & Chain
• Defiant Ground Anchor
• Diamond Hard Security Ring & Chain & CISA 285/75 Lock
• ECC Superlink Chain & 130 Series Lock
• English Chain 350C/25 Abloy Lock & 13mm Superhex Chain
• Ground Anchor Umble
• Hardie-Secure Ground Anchor
• Italjet Double Bridge Ground Anchor
• Italjet Protection System
• Jetpoint Double Bridge Ground Anchor
• Jetpoint Security System
• Kawasaki Chain & Padlock
• Kawasaki U Lock
• KIS Engineering The Vault
• Kobra Force T11 Chain and Padlock
• Kobra Force T11 Kombi
• Kobra Force T13 Chain & Padlock
• Konig Kobra Force T11 Chain and Padlock
• Konig Kobra Force T11 Kombi
• Konig Kobra Force T13 Chain and Padlock
• Konig Security System
• Krall Disclock (Motorhaus Powersports LTD)
• Krall Lock & Chain (Motorhaus Powersports LTD)
• Kryponite NY Fahgettaboudit (100+150) & NY Disc Lock
• Kryptonite EV Disc Lock
• Kryptonite EV XL Disc Lock
• Kryptonite New York Disc Lock
• Kryptonite Stonghold Ground Anchor
• Kryptonite Super Strong Ground Anchor
• Linchpin Pro-Fit Ground Anchor
• Luma Dogo Procombi/Procombi
• Luma Escudo Shackle Plus (140x250)
• Luma Escudo Shackle Plus (140x310)
• Luma G A 3 Ground Anchor
• Luma Solido Access Disc Lock
• Luma Solido Chain Plus (110x1100)
• Luma Solido Chain Plus (110x1700)
• Luma Solido Disc Lock
• Luma Solido Ground Anchor
• Luma Solido Kit Duo (110cm & 170cm) Disc Lock & Chain
• Moore Large Magnum Chain & Ultimate Padlock
• Moore Large Magnum Ultimate Disc Lock
• MOTOLOC ML 30 C Ground Anchor
• MOTOLOC ML 50 B Ground Anchor
• MOTOLOC ML 50 C Ground Anchor
• MOTOLOC ML DBB Ground Anchor
• MOTOLOC ML DBC Ground Anchor
• MOTOLOC ML H3B Ground Anchor
• MOTOLOC ML MB10 Ground Anchor
• MOTOLOC ML RA10 Ground Anchor
• MOTOLOC ML RAB Ground Anchor
• MOTOLOC ML RAC Ground Anchor
• MOTOLOC ML SAC Ground Anchor
• Motrax Chromo Padlock & Chain
• Motrax Guvna MG01
• Motrax Hyerlink
• Motrax Viper MV1
• Motrax Viper MV2
• Motrax Vishas VD1
• Mul T Lock Sliding Bolt Padlock & 13mm GoldLlink Chain
• Onguard Boxer D
• Onguard The Beast Padlock and Chain
• Onguard The Boxer Disc Lock
• Oxford Anchor Force Ground Anchor
• Oxford Boss Alarm Disc Lock
• Oxford Boss Disc Lock
• Oxford Chain Lock (Disc Lock and Chain)
• Oxford Defiance (Ground Anchor and Lock)
• Oxford Docking Station
• Oxford Enigma
• Oxford Hardcore Chain Lock
• Oxford Hardcore Disc
• Oxford Hardcore Padlock & Chain
• Oxford Large U-Lock
• Oxford Magnum 2000
• Oxford Magnum Chain
• Oxford Monster
• Oxford Monster Chain/Padlock
• Oxford Monster Disc Lock
• Oxford Monster MK2 Disc Lock
• Oxford Monster MK2 Padlock & Chain
• Oxford Omega
• Oxford Omega ST
• Oxford Patriot
• Oxford Patriot Disc Lock
• Oxford Revolver
• Oxford Rotaforce Ground Anchor
• Oxford Stinger Chain Lock
• Oxford Stinger Disc Lock
• Oxford Terra Force Ground Anchor
• Oxford The Boss 12mm Chain & Lock
• Paddock Saferack Ground Anchor
• Pewag Dragon 11 x 150 Padlock and Chain
• PJB Bike Mate Chain Anchor
• PJB Bike-Mate Drive in Anchor & Boxer Chain Padlock
• PJB Boxer Chain and Padlock
• PJB Boxer Ground Anchor
• PJB Chain Lock (Disc Lock, Chain & Ground Anchor)
• PJB Colossus 16mm Chain & Viper 16mm Shackle Lock
• PJB Colossus Bolt Down Anchor
• PJB Colossus Built In Anchor
• PJB Colossus Mega-Link 16mm Chain & Squrie SS65 Padlock
• PJB Concave Anchor
• PJB Defender Ground Anchor
• PJB Extreme Multi Point Anchor
• PJB Gladiator Chain and Padlock
• PJB Gladiator Ground Anchor
• PJB Goliath Ground Anchor
• PJB Red Alert Double Bridge Ground Anchor
• PJB Retractable Ground Anchor
• PJB Rota Head Anchor (Bolt Down)
• PJB Rota Head Anchor (Built In)
• PJB Taurus Bull Post Ground Anchor
• PJB Taurus Bull Ring Ground Anchor
• PJB The Granit Block Anchor
• PJB Titanic Mega Chain/Disc Lock
• Red Alert Anchor
• Red Alert Double Bridge
• Red Alert Retractable Ground Anchor
• Rhino Defiant Ground Anchor
• Rota Head Anchor
• Rotalock 60/12 & Safeguard 11.2 Chain
• RS Tank Padlock with Tank 12mm 20cr Square Chain
• Safe Bike
• Safeguard Anchor Plate
• Samson Ground Lock
• Secure-A-Bike
• Serious 37 Ground Anchor/Lock
• Serious 50 Ground Anchor
• Silver Stone Padlock and Chain
• Sliphook Anchor +
• Squire G A 1 Ground Anchor
• Squire ML 2N Disc Lock
• Squire Paramount Plus
• Squire SS50CS/MC4 Padlock and Chain
• Squire SS50CS/MC6 Padlock and Chain
• Squire SS65CS/MC4 Padlock and Chain
• Squire SS65CS/MC6 Padlock and Chain
• Stronghold - The Ground Anchor
• Torc Ground Anchor (Pragmasis Ltd)
• Trelock Toro Lock
• Trojan Ground Anchor (European Security LTD)
• Trulock Ground Anchor
• Umble Ground Anchor
• Viro Golden Shadow Padlock and Chain
• Viro Guardian Angel Padlock and Chain
• Viro Silver Shadow Padlock and Chain
• Welloc Cobloc - The Welloc
• Xena Claw 14 with XN14 Disc Lock
• Xena Claw 15 with XN15 Disc Lock
• Xena Claw 16 with XN16 Disc Lock
• Xena XMS 14 Disc Lock
• Xena XN 15 Disc Lock Alarm
• Xena XN 18

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