Van insurance guide

Van insurance explained

What is van insurance and why do I need it?

Since the Government brought in the Road Traffic Act (1930), van insurance has become a legal requirement for all drivers on the road. Therefore you are legally obliged as a driver to be insured against the possibility that you may injure another person or cause damage to another person's property. For example if you reverse your van into someone else's vehicle, your van insurance will pay for the repairs to the vehicle. Anyone who does not have van insurance could receive a fine or driving ban if they are caught.

How do insurers protect the victims of uninsured drivers?

In 1946 the Motor Insurers' Bureau was set up to provide a way of compensating the victims of uninsured or untraced motorists. All motor insurance companies must be members of the Motor Insurers' Bureau and contribute to its funding.

So if an uninsured or untraced driver injures you or damages your van, you should receive compensation from the Motor Insurers' Bureau.

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