Increasing security can reduce premiums
Holiday home insurance is likely to specify a minimum standard of security on window and door locks. You may be able to reduce premiums by measures such as going beyond those minimum standards, or installing a burglar alarmSean Davies, Gocompare.com
Beware of burst pipes
Burst pipes are caused by water in them freezing and expanding, so when the mercury drops, it's important that you don't let this happen. A burst water pipe can cause horrific damage to your home and can lead to your whole house being floodedKristian Dando, Gocompare.com
Garden theft a cause for concern
With the average garden insurance claim costing around £620, I would encourage keen gardeners to ensure they have the peace of mind of insuranceRoger Ramsden, chief executive of Saga Services
Why choose Gocompare.com's holiday home insurance comparison service?
You could save money by comparing quotes in one quick search, with cover available for second homes in both the UK and abroad, including chalets and log cabins.
A regular home policy is unlikely to cover a second home. Get the answers to all your questions on holiday home insurance in our guides
Just select the sort of property you need to cover from the links at the top of this page and you'll be taken to Intasure,* our preferred provider for holiday home insurance.
There you'll find more information on the type of insurance you've selected before being invited into the simple-to-use quotes process, where you'll be asked for basic personal information and details of the holiday home that you require cover for.
Buildings insurance is automatically included, and within the quotes process you will be asked if you also require contents cover for your possessions. You will also be given the option of requesting a call back should you wish to ask more detailed questions on the phone, or you can find out more about the key issues to consider in our holiday home insurance guides.
Our frequently asked questions on the subject are there, with information on the ways holiday home insurance differs to standard home policies and the additional areas you need to consider.
Public liability insurance, employers' liability insurance, emergency travel, loss of rent cover, security measures, damage caused by guests and extended letting periods are all things you may need to think carefully about before buying insurance for your holiday home.
Did you know...?
- Insulating tanks and pipes can prevent freezing in cold weather
- Increasing security measures could cut premium prices on a second property