Home insurance guides: Index

Our guides give you the facts so you can make an informed choice when you compare home insurance policies and providers.

 


A beginner's guide to home insurance

Learn the basics to ensure that you make an informed choice when buying a policy.

A beginner's guide to home insurance »


Accidental damage and home insurance

Accidental damage cover can be vital to a claim, but it's not included on all policies as standard.

Accidental damage and home insurance »


Alternative accommodation cover

Alternative accommodation cover should be considered by homeowners, tenants, landlords and holiday home owners.

Alternative accommodation cover »


Auto-renewal of home insurance

Allowing your existing provider to auto-renew your home insurance is one of the most common mistakes made by customers seeking cost-effective cover.

Auto-renewal of home insurance »


Bicycle insurance guide

Should you insure your bike on a home policy or buy dedicated bicycle insurance?

Bicycle insurance guide »


Buildings and contents insurance

Buildings and contents insurance is a combined policy option for home insurance.

Buildings and contents insurance »


Buildings insurance

A stand-alone buildings insurance policy offers cover for your property's structure and its permanent fittings and fixtures, but not the contents.

Buildings insurance »


Bungalow insurance

Learn how and why arranging home insurance for a bungalow, chalet or dormer bungalow may differ from sorting out cover for a multi-storey property.

Bungalow insurance »


Burst pipes and escape of water claims

Frozen and burst pipes are a major source of home insurance claims, but cover varies enormously from policy to policy. Find out more...

Burst pipes and escape of water claims »


Contents insurance

A stand-alone contents insurance policy offers protection for your personal items that are not fixed to your home, but not for the property's structure, nor its permanent fixtures and fittings.

Contents insurance »


Christmas cover

Christmas and its aftermath means more home insurance risks, so ensure you stay safe and have appropriate cover over the festive period and beyond.

Christmas cover »


Crime and home insurance

Find out more about how crime in your local area affects your home insurance and how you can protect your house and belongings from burglary and theft.

Crime and home insurance »


Digital download insurance

If you download music, games, films, books and more, do you know whether your digital belongings are covered by your home insurance policy?

Digital download insurance »


Farmhouse insurance

Whether it's a working farmhouse or rural retreat, arranging home insurance for your country dwelling may need some extra thought.

Farmhouse insurance »


Fire and home insurance

Fire is one of the biggest home insurance risks so ensure you have the right cover.

Fire and home insurance »


Flat insurance guide

If you own or rent a flat, then what kind of home insurance do you need - and how can you keep the cost down? Read on to find out...

Flat insurance guide »


Flat roof home insurance

If your house has a flat roof, or even if some of its roof is flat, it can complicate insurance arrangements...

Flat roof home insurance »


Flooding and home insurance

Find out about flood risk and how it may affect your application, premium and claims. Learn what to do to limit flood risk and damage,what to expect if you're returning to a property hit by a flood and find out how Flood Re could provide more affordable insurance for flood-affected properties.

Flooding and home insurance »


Freezer contents cover

Cover for the food in your freezer is available on many home insurance policies, either as a standard feature or optional add-on. Find out more...

Freezer contents cover »


Frequently asked questions on home insurance

Get the answers to FAQs on property insurance policies.

Frequently asked questions on home insurance »


Gadget insurance guide

Do you need dedicated gadget insurance to protect your valuables, or does your house insurance offer sufficient cover? Find out more with our guide.

Gadget insurance guide »


Garden insurance guide

Does your policy cover the items you have in your garden, shed or garage? Get the lowdown with our guide, or read our dedicated page on shed insurance.

Garden insurance guide »


Holiday home insurance

Learn the basics of holiday home insurance including details of buildings and contents cover, and of specific considerations with vacation properties.

Holiday home insurance » 


Home emergency cover

Buying home emergency insurance cover can offer valuable peace of mind against things like heating, plumbing and electrical problems - but are the policies worth the price?

Home emergency cover »


Home improvements

If you've made any home improvements or are planning to do so, have you considered the possible impacts on your house insurance?

Home improvements »


Home insurance for people with criminal convictions

Compare quotes from insurers who provide cover for people with a criminal conviction and learn what you need to declare.

Home insurance for people with criminal convictions »


Home security and your insurance

What measures can you take to improve the security of your home, and how may they impact on the price of your insurance?

Home security and your insurance »


How home insurance quotes are calculated

Insurance companies use risk-based pricing to determine premiums - learn the factors involved.

How home insurance quotes are calculated »


How to avoid under-insuring your home

Don't make the mistake of under-insuring your home and contents, or you might have problems if you need to make a claim.

How to avoid under-insuring your home »


How to estimate house rebuilding costs

You'll need to estimate your home's rebuild cost if you want to take out buildings insurance - to make this estimate you can use a rebuild calculator or consult a chartered surveyor. Remember that this will be a different figure to your property's market value.

How to estimate house rebuilding costs »


How to estimate how much contents insurance you need

Stumped when your home insurer asks you to estimate the value of your contents? There's no need to be - here's the simple way to make the calculation and get the cover you need.

How to estimate how much contents insurance you need »


How to make a home insurance claim

If you need to make a home insurance claim, it can be hard to know where to start. Read our guide to find out what to do if you're burgled or your property is damaged.

How to make a home insurance claim »


Insurance cover at festivals

If you're going to a festival, do you have a policy that adequately covers your valuables?

Insurance cover at festivals »


Insurance for jewellery and valuables

Protect watches, engagement rings, wedding rings and other precious jewellery and valuables from loss or theft with the right insurance cover.

Insurance for jewellery and valuables »


Insurance if you work from home

If you're self-employed or work from your house you need to think about home insurance cover and whether you also need business insurance.

Insurance if you work from home »


Insurance when moving house

Moving home is a stressful experience, so relieve some of the pressure by making sure your home contents is covered during the move.

Insurance when moving house »


Insuring homes of non-standard construction

If your property is built with non-standard materials, it may be harder to get the right home insurance. Find out about timber-framed building insurance, thatched roof insurance and cover for other unconventional homes.

Insuring homes of non-standard construction »


Invalidating home insurance

Find out more about the different ways you can invalidate your home insurance and how to avoid losing out in the event of a burglary or accident.

Invalidating home insurance »


Legal expenses and home insurance

Do you need to include legal expenses cover when you take out a policy? Take a look at our guide before deciding.

Legal expenses and home insurance »


Listed building insurance

Finding the right home insurance for a listed building may prove more difficult than with a standard property, but comparing quotes and shopping around could get you the deal you need.

Listed building insurance »


Locks and home insurance

What type of locks and standard of security does your house have? Should you improve your home security in order to lower the price of your home insurance?

Locks and home insurance »


Matching set insurance

If one item in a matching set was damaged, would your policy replace the entire set?

Matching set insurance »


Mobile phone insurance

Insurance could protect your mobile phone from damage, theft and loss, but consider all the cover options and beware of exclusions and excessive premiums.

Mobile phone insurance »


Neighbourhood Watch and home insurance

Joining a Neighbourhood Watch scheme helps protects your community and could reduce the cost of your home insurance. Find out more...

Neighbourhood Watch and home insurance »


Personal possessions cover outside the home

Do you need to add personal possessions cover away from home to your policy? Find out more with our guide.

Personal possessions cover outside the home »


Subsidence and home insurance

Learn what causes subsidence, what may prevent it, the danger signs to look out for and how insurers deal with subsidence risk and claims.

Subsidence and home insurance »


Tenants' insurance

Although renters are likely to need some specific consideration, tenants' insurance is essentially the same product as home contents insurance. Find out more about being a tenant and tenancy deposit protection schemes.

Tenants' insurance »


Top tips for cheaper home insurance

Advice on how to save on your premiums.

Top tips for cheaper home insurance »


Trace and access cover on home insurance

Ensuring you have trace and access cover on your home insurance could be invaluable if you need to find and repair a leaking pipe.

Trace and access cover on home insurance »


Trees and home insurance

Home insurers may ask about trees and vegetation due to issues like subsidence, heave, third-party liability and falling trees and branches. Find out more...

Trees and home insurance »


Unoccupied property insurance

Learn more about the basics of unoccupied property insurance, including when you need it, why it can be useful and possible exclusions.

Unoccupied property insurance »


Usage-based home insurance

Could a telematics-style, usage-based insurance model make an impact on the UK home insurance market?

Usage-based home insurance »


Weather damage and home insurance

Distinctions between weather damage, storm damage, accidental damage and the like can be crucial - read our guide to find out more, and learn how to prepare for a storm.

Weather damage and home insurance »


You may also be interested in:

Boat insurance

Boat insurance is likely to be needed for most sea, river and canal vessels, whether you use the boat as a home or for leisure. Find out more about the options.

Boat insurance »


Claims and Underwriting Exchange database (Cue)

Find out all about the Claims and Underwriting Exchange database (Cue) and how it could impact on your search for home insurance.

Claims and Underwriting Exchange database (Cue) »


Chancel repair liability insurance

Chancel repair liability can impact you significantly if you're buying, inheriting or moving into an affected property, but it's something that can be insured against.

Chancel repair liability insurance »


Declarations and non-disclosures

Mistakes in insurance applications could lead to a policy being refused, cancelled or made void - did you know that such errors could stay with you for life?

Declarations and non-disclosures »


Doubling up on insurance cover

If you have two or more insurance policies that cover the same thing, so-called contribution clauses could complicate claims and lead to you paying more than you need.

Doubling up on insurance cover »


Finances of house sharing

What are the financial and domestic realities of living in shared accommodation? Find out if you can make it less fraught and more fun. Also, check out our guide to 'flying the nest' and living independently for the first time.

Finances of house sharing »


Golf insurance

The popularity of golf is reflected in the size of the golf insurance market, but before paying for such cover consider the protection you may have from other sources.

Golf insurance »


Home appliance cover

Find out more about taking out extending warranty cover on your home’s brown- and white-label goods.

Home appliance cover »


Home insurance infographics

Get informed and entertained with Gocompare.com's collection of home infographics and interactives.

Home insurance infographics »


Insurance Premium Tax

What is Insurance Premium Tax? Find out more about IPT and how it impacts on prices.

Insurance Premium Tax (IPT) »


Mothballing an unoccupied property

If you're leaving a property vacant you need to think about preparations including insurance, security and structural integrity.

Mothballing an unoccupied property »


Wedding insurance

Wedding insurance protects you while planning one of the most important days of your life. Find out about cover for bad weather, supplier failure and illness - but not for cold feet...

Wedding insurance »


 

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