Life insurance guides: Index

Our guides give you the facts so you can make an informed choice when you compare life insurance policies and providers.

 


Beginners' guide to life insurance

Policies can seem perplexing, but we guide you through the basics and make it easy to understand.

Beginners' guide to life insurance »


Critical illness cover

Life policies give you peace of mind that your family is protected even if you aren't around to provide for them. But what if you were around, but unable to work? Critical illness insurance is designed to cover this eventuality.

Critical illness cover »


Family Income Benefit

Family Income Benefit may be an option worth considering when looking for better-known life insurance and protection options.

Family Income Benefit »


Frequently asked questions on life insurance

Get the answers to FAQs, then compare policies to find the right deal for you.

Frequently asked questions on life insurance »


Funeral cover

Thinking about death is not fun, especially when it's your own, but keeping your family safe from unnecessary work and stress is worth the trouble.

Funeral cover »


Gift inter vivos

Gift inter vivos (GIV) policies are a niche type of life insurance product designed to cover inheritance tax liability on a potentially exempt transfer (PET).

Gift inter vivos »


High risk life insurance

If you're considered a high risk by insurers, life insurance can be more expensive - find out more about keeping down the costs.

High risk life insurance »


Holding multiple life insurance policies

In contrast to some other insurance products, holding more than one life insurance policy may be the right option to suit your circumstances.

Holding multiple life insurance policies »


How being healthy affects premiums

Did you know that a cleaner lifestyle could lead to a reduction in the cost of your premiums?

How being healthy affects premiums »


How life insurance premiums are calculated

Find out how companies use risk factors such as your age, health, occupation and hobbies to calculate the cost of premiums.

How life insurance premiums are calculated »


How much life insurance cover do you need?

Find out how to work out the amount of life insurance cover you need, use our calculators, or speak to fee-free, impartial advisers.

How much life insurance cover do you need? »


How the life insurance industry works

From mortality tables and premiums to advice, commissions, clawback and re-broking, find out more about the way the life insurance industry operates.

How the life insurance industry works »


How to keep down the cost of life insurance

There are measures you can take to keep costs as low as possible without skimping on the cover you need.

How to keep down the cost of life insurance »


Investment bonds

Investment bonds are sometimes known as single-premium life insurance policies - find out more on the pros and cons of such an investment.

Investment bonds »


Joint life insurance

Learn the pros and cons of taking out a joint life insurance policy to help decide whether it's the right option for you.

Joint life insurance »


Life insurance for new parents

Many people buy life insurance for the first time when they become parents. If you're in the new baby boat, how do you find the right policy?

Life insurance for new parents »


Life insurance for older people

Compare life insurance if you're anything up to 80 years of age and learn more about the options available to the older age group.

Life insurance for older people »


Life insurance with pre-existing medical conditions

Find out about getting life insurance if you have an existing medical condition.

Life insurance with pre-existing medical conditions »


Mortgage life insurance

Mortgage life insurance is a product specifically designed to clear any remaining mortgage debt after the policyholder's death... find out more about the things you need to consider before committing to a policy.

Mortgage life insurance »


Over 50s life insurance plans

Find out what to look for in life insurance policies aimed specifically at the over-50 age group.

Over 50s life insurance plans »


Relevant life plans

A relevant life policy is a form of life insurance cover that may be provided by your employer as part of a benefits package.

Relevant life plans »


Terminal illness cover

Terminal illness cover is included on many life insurance policies. It's important to know how it works as it may not offer all the cover you expect...

Terminal illness cover »


Term life insurance

How long do you want your policy to last? Most people probably know they only need cover for a fixed period, often 20-25 years.

Term life insurance »


Waiver of premium

Find out more about waiver of premium clauses and why they may be worth considering on life insurance policies and other financial products.

Waiver of premium »


Whole of life insurance

Most people buy term life insurance, because they only need cover for a fixed period. But what if you want an insurance policy that guarantees to pay out whenever you die?

Whole of life insurance »


Writing life insurance in trust

If you're arranging life insurance, getting a policy written in trust is easy and could be very beneficial. Find out more…

Writing life insurance in trust »


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Claims and Underwriting Exchange database (Cue)

Find out all about the Claims and Underwriting Exchange database (Cue) and how it could impact on your search for life insurance.

Claims and Underwriting Exchange database (Cue) »


Financial guidance and advice

Do you know the difference between financial guidance and advice? Or how to find an independent adviser? Find out more...

Financial guidance and advice »


Insurance protection for individual sports and hobbies

Both professional and occasional sportspeople need to think about the insurance cover they need for their person, equipment and dependants. Team members should consider insurance for sports clubs and players.

Insurance protection for individual sports and hobbies »


Insurers' access to medical records

Learn about the sort of access to your medical records insurers may request when you apply for policies like life insurance and health insurance.

Insurers' access to medical records »


Life insurance infographics index

Get entertainment and enlightenment with a life insurance twist from Gocompare.com's collection of infographics and interactives.

Life insurance infographics index »


Making a will

Our guide to making a will can help you with all aspects of writing a will, including how to approach it and whether you need professional advice.

Making a will »


Robo-advisers

Robo-advisers are seen as a technological solution to the problems associated with the high cost and lack of availability of financial advice. Find out more…

Robo-advisers »


 

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