Loan guides: Index

Our guides give you the facts about secured and unsecured deals so you can make an informed choice when you compare loan rates and providers.

 


A beginner's guide to loans

Learn the basics of loans with our guide, with details of borrowing options, how to apply, repayment, what to watch out for, and more…

A beginner's guide to loans »


Bad credit loans

Some lenders are willing to do business with people with bad credit ratings, so is a bad credit product right for you?

Bad credit loans »


Bridging loans

Bridging loans offer short-term finance for buying a property before your longer-term funding comes through. Find out about terms, rates and risks.

Bridging loans »


Business loans

Need a business loan? Find out about secured and unsecured finance, peer-to-peer, crowdfunding and government-backed business start-up loans.

Business loans »


Car finance and loans

From car finance deals to personal loans and credit cards, there are plenty of funding options when it comes to buying a car.

Car finance and loans »


Debt consolidation loans

If you're juggling different debts then a consolidation product could potentially save you time and money.

Debt consolidation loans »


Frequently asked questions on loans

Get the answers to FAQs, then compare rates to find the right deal for you.

Frequently asked questions on loans »


Gap year loans

Learn about gap year loans and other possible options for funding a year out from your studies or from day-to-day drudgery.

Gap year loans »


Graduate loans

Graduate loans could help with the transition from university to the working world, but remember the dangers of taking on excessive debt.

Graduate loans »


Guarantor loans

Learn more about guarantor loans, including what they can be used for, the criteria for a guarantor and their advantages and disadvantages.

Guarantor loans »


Holiday loans

Compare holiday loans, considering their advantages and disadvantages and alternative options to fund your travel.

Holiday loans »


Home improvement loans

A home improvement loan could be a good way to fund something like a new kitchen or an extension.

Home improvement loans »


Homeowner loans

If you own your own property then a homeowner product could help you keep the cost of borrowing right down.

Homeowner loans »


How to cut the cost of loans

It makes sense to pay as little as you have to for a loan, so try our tips for cutting the cost of debt and borrowing.

How to cut the cost of loans »


Loans for unemployed people

Find out more about the types of loan available for unemployed people, the potential risks of having one and some of the alternatives.

Loans for unemployed people »


Loans for young people

It can be hard to get accepted for a loan if you're young and have little or no credit history. Find out what you need to consider.

Loans for young people »


Payday loans

Payday loans regularly hit the headlines with horror stories of customers falling into debt. Find out more about these controversial products and the similarly toxic logbook loans.

Payday loans »


Peer-to-peer lending

Learn the pros and cons of a peer-to-peer loan, compare options against more traditional loan options and find out more about crowdfunding.

Peer-to-peer lending »


Personal loans

Decide if a personal loan is the best borrowing option for you.

Personal loans »


Personal loans for students

If you're studying, taking a personal bank loan on top of your student loans should not be undertaken lightly, but it may be an option to consider.

Personal loans for students »


Secured loans

If you need to borrow a large amount of money and you have equity in your home, then a secured option is one way to keep the cost down.

Secured loans »


Short-term loans

If you need a loan over a short period, there are different borrowing options which could help you avoid paying a high interest rate. Find out more…

Short-term loans »


Wedding loans

Compare wedding loans, learn the pros and cons of paying wedding expenses in this way and review alternative options.

Wedding loans »


You may also be interested in:

Borrowing money for a mortgage deposit

Borrowing money for a mortgage deposit can be a risky decision. Find out more about your options and the alternatives available if you're trying to get on the property ladder.

Borrowing money for a mortgage deposit »


Building societies

Learn about building societies and other mutual societies, including information on members' rights and the advantages and disadvantages of using them for loans.

Building societies »


Challenger banks

Challenger banks are beginning to take market share from the traditional high street giants. Find out why they're different and what they offer...

Challenger banks »


Compound interest

Compound interest on your savings could help earn you extra, but on a loan, it can sink you further into debt. Find out why…

Compound interest »


Consumer Credit Act

The Consumer Credit Act (1974) empowers consumers and protects credit card purchases. Find out more about the Act and how it can help you.

Consumer Credit Act »


Credit reports and ratings

A credit score can be crucial to your future, the rating affecting your major financial applications. Find out more about scores and compare credit reports.

Credit reports and ratings »


Credit unions

Credit unions are community co-operatives that can offer loans and other financial services.

Credit unions »


Eligibility for advertised deals on loans and credit cards

The advertised APR isn’t necessarily what you’ll pay on loans and credit cards. Find out your odds of being offered the representative rate - and improve them.

Eligibility for advertised deals on loans and credit cards »


How your existing borrowing affects your credit score

Find out how your level of debt might positively or negatively affect your credit score, including your debt-to-limit ratio and debt-to-income ratio.

How your existing borrowing affects your credit score »


How to find and choose a financial adviser

Do you need an independent financial adviser (IFA)? How do you find one? Could other financial guidance and advice serve your needs? Read more about the things to consider…

How to find and choose a financial adviser »


Inflation

Find out why the rate of inflation might affect your decision over whether saving or borrowing is the right decision for you.

Inflation »


Money infographics index

Get informed and entertained with Gocompare.com's collection of money infographics and interactives.

Money infographics index »


Net interest margins

Find out more about how banks make money from the difference between the interest they pay on deposits and the interest they receive on loans.

Net interest margins »


Soft search

When you search for a credit product it’s increasingly common to be offered a soft search (or ‘smart search’) facility. Find out what this means...

Soft search »


What happens when you apply for credit?

Whenever you apply for credit, lenders make numerous checks behind the scenes. Find out why you may’ve been approved or declined and improve your chances.

What happens when you apply for credit? »


 

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