When will the base rate change?
No one can be sure when the Bank of England will change the base rate and alter the cost of your repayments. If you want security, consider remortgaging to a fixed rateFelicity Hannah, journalist
How can we help you with mortgages today?
We've partnered with London & Country (L&C) to help you compare rates and deals from across the whole UK market.
L&C is the largest no-fee broker in the UK and has won awards for its outstanding and independent advice. That means you can be confident you'll get the right product.
Use the site to compare thousands of mortgage deals, including exclusives you can't get anywhere else.
If you click through, you can try our mortgage calculators to help you find out how much you'll be able to borrow, and what the total cost of the loan will be.
Our easy-to-understand comparison table offers you the option of looking at fixed rate, variable rate or buy-to-let mortgages and will show you the key components of each deal.
These include the mortgage rate, how long any introductory rate lasts, the maximum loan to value (LTV), arrangement fees, whether there are any early repayment charges and if there are any additional benefits.
If you're still not clear you can speak to one of L&C's expert advisers by requesting a call back, or by phoning 0844 409 9724.
Should you be happy to proceed with your enquiry online, a simple form will ask for your basic contact information and for you to select a convenient time to take a call from L&C.
Did you know...?
- 21% of UK consumers have never switched their mortgage lender
- Homeowners could save as much as £194,000 over renters in the course of 50 years
Arranging a loan for a property is a big step, and for many it's a step into the unknown. To help get your head around all the options, read our guides where you'll also find our frequently asked questions.
In our guides you'll find dedicated pages on options for first-time buyers, buy-to-let, remortgages, self-build mortgages, and options for those looking for 100% or other low-deposit deals.
There's also a wealth of information on aspects of loans and house buying such as your credit score, how much you can borrow, deposits, different types of deal, who provides advice, fees, legal requirements, surveys, gazumping and stamp duty.
When you have your house purchase in place there's lots more you'll have to consider, and our guides can tell you more about areas such as negative equity and what to do if you have trouble meeting payments.
Learn about buildings insurance, plus other products you may want to think about, such as life insurance, critical illness cover, payment protection insurance and mortgage protection insurance.