Motorbike modifications
You must inform the insurance company of any changes made from the manufacturer standard.
Once the bike has left the manufacturers any changes made are classed as modifications and
as motor insurance falls under 'utmost good faith' you are required to inform them
of any relevant information whether you are asked or not.
There is a misconception that all modifications will force your insurance premiums through the
roof. For the most part this isn't true. Many of the most common modifications actually
have little or no effect on premiums at all.
Below are the modifications we will search through our panel of cheap motorbike insurers,
to find you a competitive insurance quote:
After market fairing/panniers/luggage box > £1000
After market fairing/panniers/luggage box up to £1000
After market fairing/panniers/luggage box up to £500
Bike Now De-Restricted
Carbon Fibre/Chrome additional or replacement parts > £1000
Carbon Fibre/Chrome additional or replacement parts up to £1000
Carbon Fibre/Chrome additional or replacement parts up to £500
Change of Forks
Change of headlight (single)
Change of headlight (twin)
Change of Indicators
Change of Rear Sets
Change of Screen
Change of Swing arm
Change of Wheels
Crash Bobbins
Dyno Jet 1
Dyno Jet 2
Dyno Jet 3
Exhaust - Increase capacity > 5%
Exhaust - Increase capacity up to 5%
Exhaust - No performance increase
Extended Forks
Fairing Added
Fairing Removed
Hardtail (Rigid Rear Suspension)
Headlamp Guards
Heated Grips
Hugger
Hypercharger
Indicators Removed
Intercom (permanent fit)
Low Profile Tyres
Mirrors Added
Mirrors Removed
Murals/Special Paintwork over £1000
Murals/Special Paintwork Up to £1000
Murals/Special Paintwork Up to £500
Nitrous Oxide
Non-Standard Handlebars
Non-Standard Seat
Non-Standard Stereo System
Pannier Removed
Power Commander
Quick Shifter
R & G Crash Protectors
Racing Colours
Rear Seat Cowl
Rebore/Re-sleeving/increase engine capacity > 10%
Rebore/Re-sleeving/increase engine capacity 6-10%
Rebore/Re-sleeving/increase engine capacity up to 5%
Replacement Seat (adding a pillion seat)
Replacement/Altered Frame
Restrictor Kit - 33 bhp from > 40 bhp
Restrictor Kit - 33 bhp from 40 bhp or less
Satellite Navigation
Scottoiler chain lubrication system
Shock Absorber Uprated
Single Seat Conversion
Tuned (all associated parts must also be disclosed)
Undertray
Upgraded Air Filter
Upgraded Engine Management Chip
Wider Wheels
Uprated Brakes
Blue Printed
Supercharging
Turbocharging
Fork Revalve
Braided Hose
Calipers
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