By using the Gocompare.com website you agree to our use of cookies as described in our cookie policy. I Agree Learn more

On the Road in 2013 - Gocompare.com’s car insurance year in figures

16 December 2013

During the course of the year, we’ve analysed everything from the European Court of Justice’s gender ruling to the implications of the boom in valet parking.

Reviewing the car insurance market in 2013, Gocompare.com’s head of motor, Scott Kelly, said; “2013 has seen unprecedented changes in the car insurance market and the good news for motorists is that the tide of rising premiums has finally turned. The EU gender ruling, implemented at the end of last year, forced a switch to gender-neutral pricing.  This, coupled with changes in the law affecting claims management firms, and other measures to tackle the issue of personal injury claim fraud, has meant insurers have had to rewrite their rate books.  Competition in the market has helped force rates down creating ideal conditions for those who shop around.”

We’ve pulled together a snapshot of the year on the road in figures, but if you would like more comment or analysis on the car insurance market, please get in touch.

  • 31% of motorists admit to using their mobile phone while driving - without using a hands-free kit¹.
  • 30% of drivers have read a text message whilst driving¹.
  • 23% of drivers have used their smartphone for directions while behind the wheel¹.
  • 70% of drivers feel that speed cameras only exist to make money, not to prevent accidents¹.
  • 29% of motorists admit to slowing down for speed cameras and then speeding up again¹.
  • Over a third (35%) of motorists admit to breaking the speed limit when they ‘consider it safe to do so’¹.
  • Half of British drivers would like the government to consider a zero drink and drive alcohol limit for young drivers2.
  • 36% of motorists have put off servicing their car to save cash3.
  • 27% of drivers have travelled more than 2,000 miles over their car manufacturer’s recommended servicing mileage before getting their car serviced3.
  • 8.7m (31%) drivers auto-renewed their car insurance policy at their last renewal4.
  • 61% of drivers think that insurers give a better deal to new customers than to those that renew5.
  • Only 51% of motorists compare their renewal against last year’s premium to see how it has changed5.
  • 34% said that they check their renewal documentation for any changes to the cover provided5.
  • Two thirds of drivers think that people who make claims for minor injuries are pushing up the cost of insurance for everyone6.
  • 6% of motorists would consider making a personal injury claim even if they knew they weren't badly hurt6.
  • A review of 245 comprehensive car insurance policies revealed that 51% don’t cover ‘damage to the vehicle whilst in the control of valet parking’7.


-ends-

Notes to editors:

[1] Between29th March to 2nd April 2013, Vision Critical conducted an online survey among 1,237 randomly selected UK drivers who are Springboard UK panellists.

[2] Research commissioned by Gocompare.com carried out among 2,000 UK drivers on 14th January 2013 by OnePoll.

[3] Between 15th-18th Jan 2013, Vision Critical conducted an online survey among 1,237 randomly selected UK drivers who are Springboard UK panellists.

[4] Between 15th-18th Jan 2013, Vision Critical conducted an online survey among 1,431 randomly selected British car drivers who are Springboard UK panellists. There are an estimated 28,420,877 motorists in the UK (Source – Department for Transport vehicle licencing statistics.  31% of car drivers auto-renewed their car insurance at their last renewal which = 8.7m drivers.

[5] On 9th August 2013, Vision Critical conducted an online survey among 2,000 randomly selected British adults who are Springboard UK panellists.

[6] On the 7th-8th March 2013, Vision Critical conducted an online survey among 1,264 randomly selected British car drivers who are Springboard UK panellists.

[7] Defaqto Matrix of 245 comprehensive motor insurance policies - instant and unbiased market and competitor intelligence, from independent financial research company Defaqto (13 December 2013).

For the Vision Critical surveys the margin of error-which measures sampling variability-is +/- 2.2%. The results have been statistically weighted according to the most current education, age, gender and regional data to ensure samples representative of the entire adult population of United Kingdom. Discrepancies in or between totals are due to rounding.