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GPs are Britain’s worst drivers for the second year in a row

10 February 2015

Research finds GPs have the highest proportion of claims of any occupation in the UK

General Practitioners have once again been crowned the most likely of any occupation in the UK to make a claim on their car insurance, according to new research from Gocompare.com.*

According to the study, now in its second year, GPs claimed the number one spot with over a quarter of them (28%) having made a claim in the past three years. The proportion of GPs with a claim was the highest of any occupation and almost double that of the national average (12.71%).

Position

2013**

2014

 1.

General Practitioner (28.8%)

General Practitioner (27.8%)

 2.

Hospital Consultant (26.2%)

Hospital Consultant (26.9%)

 3.

Clinical Psychologist (24.98%)

Drug Addiction Counsellor (25.6%)

 4.

Probation Officer (24.96%)

Health Visitor (24.9%)

 5.

Drug Addiction Counsellor (24.8%)

Probation Officer (24.4%)

 6.

Audit Manager (24.4%)

Environmental Health Officer (23.6%)

 7.

Health Visitor (24.3%)

Community Nurse (23.3%)

 8.

Dental Surgeon (2.41%)

Speech Therapist (23.2%)

 9.

Community Nurse (23.6%)

Dental Surgeon (22.9%)

 10.

Town Planner (23.4%)

Clinical Psychologist (22.6%)



For the second year in a row occupations in the health or medical professions have dominated the top 10 list of the most accident prone drivers, claiming nine out of 10 spots, slightly up from 2013 where they accounted for eight out of 10 places.

While doctors are busy making work for themselves on the roads, it is car dealers that are apparently the least likely to make a claim on their car insurance. Only 3.95% of car dealers have made a claim in the past three years.

Other occupations that had a lower proportion of drivers with a claim than the national average included couriers, car valets, van drivers, painters, plasterers, and professional footballers. Journalists were just over the national average, with 16.1% of them having made a claim.

Professor Andrew Smith, expert on occupational and health psychology from Cardiff University’s School of Psychology, commented: “Stress can have a dramatic effect on both a person’s cognitive functions and their overall health. Often, when people experience a particularly stressful day they find that they become especially clumsy or absent minded as they struggle to concentrate on tasks. While the symptoms of stress can be a serious thing in any context, it can be a potentially dangerous when behind the wheel.

“As the medical profession is typically regarded as highly stressful, it’s not surprising to see that medical professionals had the highest proportion of claims in the Gocompare.com study. However, the types of accidents usually attributed to stress tend be relatively minor bumps, caused by brief lapses in concentration whilst driving, so while GPs may rack up the highest number of claims, they may not have the most serious accidents.”

Matt Oliver, car insurance spokesperson at Gocompare.com, said: “While it’s ironic that GPs risk landing themselves a trip to the hospital by having their mind on their patients while driving, this study really highlights the importance of being in the right state of mind when behind the wheel.

“Driving while stressed, tired or angry can easily lead to accidents. What’s more, if it is deemed that you were at fault for an accident due to negligence when behind the wheel, your insurer may not pay out for a potential claim and you could even face criminal prosecution. As such, if you feel that you’re not in the right frame of mind to drive, it’s well worth finding a safe place to pull over for a while until you feel ready to continue with your journey.”

-ends-

Notes to editors:

*Gocompare.com analysed actual car insurance quotes made by customers on the site between January and December  of 2014. The comparison site looked at the number of drivers with car insurance claims in the past five years and ranked them to find out which occupations had the highest proportion of drivers with claims in 2014.  Comparisons between other occupations are available on request.

**Gocompare.com analysed actual car insurance quotes made by customers on the site between January and December  of 2013. The comparison site looked at the number of drivers with car insurance claims in the past five years and ranked them to find out which occupations had the highest proportion of drivers with claims in 2013.  Comparisons between other occupations are available on request.