A new study from Gocompare.com Car Insurance has revealed Britain’s best and worst drivers. In an analysis of over 6 million car insurance quotes, the comparison site ranked occupations by the proportion of motorists with a driving conviction within the past five years.
Gocompare.com’s research uncovered that risk isn’t a risky business as Britain’s best drivers were actuary professionals. Actuary professionals, who manage risk and uncertainty, had a conviction rate of just 3.3%, almost a third of the national average of 9.8%
Top ten law abiding occupations:
Nursery assistant (4.2%)
Dinner assistant (4.2%)
Nursery worker (4.8%)
Playgroup assistant (4.9%)
Driving instructor (4.9%)
Parents may be relieved to know that, statistically, those working in a school are less likely to have a driving conviction than the rest of the UK. Nursery assistants and workers, playgroup assistants, teachers and teaching assistants all had a lower conviction rate than the national average. Head teachers, however, scored higher than the average (9.8%).
Other occupations with a conviction rate lower than the national average included; driving instructors (4.9%), bus drivers (8.2%), police officers (8.8%) and professional footballers (9.4%).
According to the research, oil rig workers are the most reckless behind the wheel, with more than one in five (22.8%) having at least one conviction – that’s more than double the national average.
Top ten occupations with the highest proportion of convictions:
Oil rig crew (22.9%)
Sales director (21.1%)
Operations director (21%)
Managing director (20.9%)
Asbestos remover (19.9%)
Company director (19.7%)
Refrigeration engineer (19.6%)
Area manager (19.4%)
Service engineer (19.3%)
Site agent (19.2%)
Parents may be relieved to know that, statistically, those working in a school are less likely to have a driving conviction than the rest of the UK. Nursery assistants and workers, playgroup assistants, teachers and teaching assistants all had a lower conviction rate than the national average. Head teachers, however, scored higher than the average (9.8%)
Matt Oliver, car insurance spokesperson at Gocompare.com commented: “Driving laws exist to help keep motorists, cyclists and pedestrians safe on the road. In addition to putting yourself and others at risk, racking up multiple driving convictions can have a serious impact on your ability to get insurance in the future and can increase insurance costs considerably.
“In one example**, we found having a conviction for speeding on a public road (SP30) could increase an average premium by up to £72, while having two of these could raise car insurance costs by as much as £118. This means that the total cost for getting two speeding convictions in a year could be as much as £238 when the two £60 fines and additional insurance costs are taken into consideration.***”
For more information about insurance and driving convictions, visit Gocompare.com’s dedicated driver's with convictions guide.
Notes to editors:
*Gocompare.com analysed actual car insurance quotes made by customers on the site between January and December of 2014. The comparison site looked at the number of drivers a driving conviction in the past five years and ranked them to find out which occupations had the highest proportion of drivers with convictions in 2014. Comparisons between other occupations are available on request. Students were omitted from the analysis,
**Based on a 30 year old account, living in CF10 and driving a 2013 Volkswagen Golf 1.4 TSI. Identical quotes were ran, with the only detail changing being the addition of an SP30 conviction (and then two SP30 convictions) along with 3 penalty points each time. Illustrative figures taken from an average of the top 10 cheapest quotes. The average cost without any convictions was £503.13, with one conviction £575.31 and with two convictions £621.37. Any discrepancies are due to rounding.
***Based on illustrative cost of £118 being added to annual insurance premium being by driver have two SP30 convictions and an assumed £60 fine for each conviction.