Saving, Isa and investment guides: Index

Our saving, Isa and investment guides give you the financial facts to make an informed decision when you compare saving products.


A beginner's guide to savings accounts

The basics, plus information on how interest is paid, restrictions, terms and regulations to protect your money and ensure you're treated fairly.

A beginner's guide to savings accounts »

Beginners' guide to investment

Help understanding the basics for the novice investor, including how to start investing, the risks and rewards, and the fees you should watch out for.

Beginners' guide to investment »

Beginners' guide to Isas

The basics of Individual Savings Accounts (Isas) - what they are, how they work, and how you can save without paying tax on the interest you make.

Beginners' guide to Isas »

Bonus-rate savings accounts

Bonus-rate savings accounts and Isas typically offer attractive opening rates, but the returns drop sharply over time - then you'll need to shop around.

Bonus-rate savings accounts »

Cash Isas

Cash Isas can be as simple to use as regular savings accounts, and you won't have to pay tax on the interest you earn.

Cash Isas »

Commodities and alternative investments

Find out more about putting resources into commodities like gold or oil and alternative investments like wine, art and classic cars. You can also read more about alternative currencies such as Bitcoin.

Commodities and alternative investments »

Easy-access accounts

Probably the simplest and easiest of all options is the easy-access account. It's very simple; you pay your money in, earn interest, and can withdraw it whenever you like.

Easy-access accounts »

Financial Services Compensation Scheme

Find out how the Financial Services Compensation Scheme (FSCS) could protect your savings if a financial firm collapses, and when you might not be covered.

Financial Services Compensation Scheme »

Fixed-rate bonds

Decide if a fixed-rate bond is the best option for you, then use our comparison service to find the right deal.

Fixed-rate bonds »

Frequently asked questions on savings and Isas

Get the answers to FAQs, then compare rates to find the right deal for you.

Frequently asked questions on savings and Isas »

Guide to National Savings & Investments products

Find out about the pros and cons of using National Savings & Investments products, including Premium Bonds.

Guide to National Savings & Investments products »

Help to Buy Isas

The Help to Buy Isa is intended to support first-time buyers who are accumulating their home deposit by allowing them to save tax free and receive government assistance.

Help to Buy Isas »

Help to Save

Find out more about Help to Save, a saving scheme for low-income workers that's boosted by a government bonus.

Help to Save »

Innovative Finance Isa for peer-to-peer loans

The Innovative Finance Isa will make savers using peer-to-peer lending platforms eligible for tax-free interest from April 2016. Learn more about P2P Isas…

Innovative Finance Isa for peer-to-peer loans »

Investment bonds

Investment bonds are sometimes known as single-premium life insurance policies - find out more on the pros and cons of such an investment.

Investment bonds »

Investment supermarkets

Investment supermarkets can help you put money into funds, shares and bonds. Find out whether they’re the right way for you to invest.

Investment supermarkets »

Junior Isas

Junior Isas can be a good long-term savings option for a child's future, paying interest without any tax.

Junior Isas »

Lifetime Isas

A Lifetime Isa can help you save tax-free for your first home or retirement with the boost of a 25% government bonus.

Lifetime Isas »

Make your savings work harder

Find out more about how to get the most out of your savings and maximise the interest returns from your hard-earned capital.

Make your savings work harder »

Notice accounts

If you want to earn some extra interest and don't need instant access to your cash then a notice account or an Isa notice account could be right for you.

Notice accounts »

Offset mortgages

An offset account can link mortgage debt to savings and current account balances, offering the potential of significant benefits if managed in the right way.

Offset mortgages »

Peer-to-peer lending

Learn the pros and cons of peer-to-peer savings, compare P2P options against more traditional savings choices and learn more about crowdfunding.

Peer-to-peer lending »

Property crowdfunding

Crowdfunding a property through a peer-to-peer site offers investors a low-cost entry into the buy-to-let market. Read more on the pros and cons…

Property crowdfunding »

Rainy-day savings

It's useful to have an emergency fund for when things unexpectedly go wrong. Find out more about rainy-day savings for life's unpleasant surprises.

Rainy-day savings »

Regular-savings accounts

A regular-savings account and/or regular-saving Isa could help get you in the saving habit and earn an attractive rate of interest.

Regular-savings accounts »

Savings accounts for children

What's the best way to save for your child? From standard savings accounts to Isas, stocks and shares, children's bank accounts and peer-to-peer, we review the options.

Savings accounts for children »

Stocks and Shares Isas

A Stocks and Shares Isa could see you maximise your investments by protecting them in a tax-free wrapper.

Stocks and Shares Isas »

Tracker funds

A tracker fund can be a low-cost investment option that's simple to understand and may offer attractive returns. Find out more....

Tracker funds »

Using Isa allowances at the end of the tax year

If the end of the tax year is approaching and you haven't used your Isa allowance, here are the things you should think about...

Using Isa allowances at the end of the tax year »

Using Isa allowances at the start of the tax year

Should you use your Isa allowance the moment it's available or delay until later in the tax year?

Using Isa allowances at the start of the tax year »

Zombie savings accounts

Make sure your savings are still earning interest and haven't joined the legions of the walking dead by finding out more about zombie accounts.

Zombie savings accounts »

You may also be interested in:


An annuity uses your pension pot to buy a regular income for your retirement - if you choose this option, it’s important to shop around for the right deal.

Annuities »

Are pensions better than savings and investments?

Find out the pros and cons of pensions as opposed to regular saving and investment options.

Are pensions better than savings and investments? »

Building societies

Learn about building societies and other mutual societies, including members' rights and the advantages and disadvantages of using them for savings.

Building societies »

Cashback websites

Cashback websites offer some attractive incentives for frequent web shoppers. Find out the pros and cons of earning as you shop.

Cashback websites »

Challenger banks

Challenger banks are beginning to take market share from the traditional high street giants. Find out why they're different and what they offer...

Challenger banks »

Compound interest

Compound interest on your savings could help earn you extra, but on a loan, it can sink you further into debt. Find out why…

Compound interest »

Credit unions

Credit unions are community co-operatives that can offer savings and other financial services.

Credit unions »

Dormant bank accounts

Find out more about why inactive bank accounts become dormant, what you need to do to reclaim your money and what happens to unclaimed funds.

Dormant bank accounts »

Ethical banking

Read more about ethical banking and finding current accounts, loans and other products that agree with your moral principles.

Ethical banking »

Financial fraud

Find out about the different types of financial fraud, how you can protect your money and what to do if you're a victim.

Financial fraud »

Financial guide to retirement

Do you know how much income you'll get when you retire? Do you know how much you'll need? Get help with the financial realities.

Financial guide to retirement »

Haggling guide

When can you haggle, how do you do it, what is it appropriate to barter for and can you make savings? Find out more in our guide.

Guide to haggling »

Having a baby

Your bundle of joy comes with a bundle of life-changing financial decisions, so make sure you're prepared.

Having a baby »

How to find and choose a financial adviser

Do you need an independent financial adviser (IFA)? How do you find one? Could other financial guidance and advice serve your needs? Read more about the things to consider…

How to find and choose a financial adviser »

How to save a mortgage deposit

Saving a deposit for a mortgage can be the biggest hurdle to buying a home, so see if our top tips can help you speed up the process.

How to save a mortgage deposit »


Find out why the rate of inflation might affect your decision over whether saving or borrowing is the right decision for you.

Inflation »

Making a will

Our guide to making a will can help you with all aspects of writing a will, including how to approach it and whether you need professional advice.

Making a will »

Mobile branch banking

Mobile bank branches drive straight into your town or village to bring banking to your doorstep, but are they an alternative to traditional branches?

Mobile branch banking »

Money infographics index

Get informed and entertained with's collection of money infographics and interactives.

Money infographics index »

Money-saving tips

Need a little inspiration as you build up your savings? See the nation's top 25 money-saving tips that can help put the pound into penny-pinching.

Money-saving tips »

Net interest margins

Find out more about how banks make money from the difference between the interest they pay on deposits and the interest they receive on loans.

Net interest margins »

Offshore banking

Find out more about the pros and cons of offshore current accounts and savings accounts and why they're not just for the super-rich.

Offshore banking »


Robo-advisers are seen as a technological solution to the problems associated with the high cost and lack of availability of financial advice. Find out more…

Robo-advisers »

Saving for Christmas

Find out more about the right savings accounts, Christmas clubs and ways to maximise your Xmas spending. It's never too soon to start!

Saving for Christmas »

Saving for a wedding

Find out how you could save money and pay for your wedding, keeping costs down without compromising the big day.

Saving for a wedding »

Should you save or overpay your mortgage?

Is it better to save money or overpay a mortgage? Overpaying increases your equity and can mean paying less interest and reducing the term of your loan.

Should you save or overpay your mortgage? »

Tax havens

Find out more about tax havens, how they work and why companies and individuals choose to use them.

Tax havens »


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