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Increasing security can reduce premiums
Unoccupied property insurance is likely to specify a minimum standard of security on window and door locks. You may be able to reduce premiums by measures such as going beyond those minimum standards, or installing a burglar alarm
Sean Davies, Gocompare.com -
Beware of burst pipes
Burst pipes are caused by water in them freezing and expanding, so when the mercury drops, it's important that you don't let this happen. A burst water pipe can cause horrific damage to your home and can lead to your whole house being flooded
Kristian Dando, Gocompare.com -
Garden theft a cause for concern
With the average garden insurance claim costing around £620, I would encourage keen gardeners to ensure they have the peace of mind of insurance
Roger Ramsden, chief executive of Saga Services
Why choose Gocompare.com's unoccupied property insurance comparison service?
Get buildings and/or contents insurance quotes for unoccupied property, including buildings awaiting sale, probate or refurbishment, plus second homes. There is no single item contents limit, and cover is available for water damage, subsidence, theft and damage.
These policies are designed to provide cover on a temporary basis for properties left vacant for 30 days or more. Get the answers to all your questions on unoccupied property insurance in our guides
Just click the 'Get quotes' button at the top of this page and you'll be taken to Towergate Connect,* our preferred provider for unoccupied property insurance.
There you'll find more information on the type of insurance you've selected before being invited into the simple-to-use quotes process.
You'll be asked for information on who the policy is for and on the property that is to be covered, and whether you require just buildings insurance or buildings and contents cover. On the quotes page you will be presented with different levels of cover options, plus choices on the length of the policy and on whether to add legal expenses cover.
To find out more about the key areas you need to consider, read our unoccupied property insurance guides, including our frequently asked questions on the subject. You'll get information on such things as when you might need to consider unoccupied property policies, the factors affecting the calculations of premiums and the main exclusions you need to look out for.
Did you know...?
- Increasing security measures could bring down premium prices on an unoccupied property policy
- Weather accounts for the largest percentage of home insurance claims in the UK

