Student insurance

Protect your possessions in your house, flat, shared accommodation or halls of residence[1]

  • What are the student insurance options?

    Your options will largely depend on your living arrangements. If you're in a halls of residence you may well need a dedicated student policy, but private renters could find the right cover by comparing home contents insurance through You can read more about the choices available in our guides
    Ben Wilson,
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How can we help you with student insurance today?

Student living arrangements can be somewhat unique, so let us help you find the insurance option that's suited to your situation...

If you're living away from home in rented accommodation, you may want to start by comparing policies from home contents insurers.

Bear in mind that the number of insurers who will quote for you may be more limited than for non-students, particularly if you're living in shared accommodation.

If you are sharing and/or living in a halls of residence, you may need to think about a dedicated student policy, and has partnered with the UK's leading student insurance provider, Endsleigh, to help you find the right cover for your needs.[1]

Did you know...?

  • 31% of UK students take away belongings values between £2,000 and £5,000+[2]
  • One in 20 UK students fall victim to theft[2]
  • Just 34% of UK students take out insurance[2]

Endsleigh are the only insurance provider recommended by the National Union of Students (NUS) and have huge experience in providing cover for people in higher education.

The average student has belongings worth £1,748,[2] meaning that student contents insurance offering cover against damage, theft and loss can be a sensible choice.

You may want to consider additional options, such as cover for a bicycle or musical instrument, or 24-hour replacement options for laptops and mobile phones.

Endsleigh's simple-to-use form will ask for your basic personal details, home address, where you are studying and your term-time address, before presenting your options and details of the available policies.

You can find out more about the key considerations to take into account in our student insurance guides, where you'll also find the answers to frequently asked questions.

Our guides offer more information on areas such as the pros and cons of a dedicated student policy against relying on your family's home insurance or the cover provided by your college accommodation, new-for-old policies, out-of-term cover, plus tips on how to keep your belongings safe.

You can also read our pages on student car insurance and student finance, plus other content that might be appropriate for all aspects of your college years, including banking, broadband, travel and partying.

International students' medical insurance

Endsleigh's international students' medical service offers cover for:

  • Medical costs which are not covered by the NHS
  • Cutting short, cancelling or repeating your course due to accident, illness or sickness
  • The cost of bringing a relative to the UK to visit you following a medical emergency
  • Legal liability cover to pay damages should you accidentally injure someone or damage their property