Why do I need travel insurance?
Medical treatment can cost a fortune when you're abroad and bills for tests and hospital stays can run into thousands of pounds, so don't take the risk for the sake of a few pounds. Get yourself and your family coveredJeremy Cryer, Gocompare.com
When should I buy a travel policy?
If you leave it late to buy your insurance you could miss out on some really useful features such as cancellation cover... It's a false economy to leave it to the last minute, so arrange your policy as soon as you've booked your holidayJeremy Cryer, Gocompare.com
Why you should shop around for travel money
Individuals buy holiday money infrequently and so may not shop around much or may just stick with the same supplier. A cocktail of confusing charges and poor transparency means collectively we are losing out in a big wayMike O'Connor, chief executive at Consumer Focus
Advice on using credit cards abroad
If you plan on using a credit card abroad, make sure you tell your bank that you're planning on doing so. Otherwise, they might notice 'unusual activity' and helpfully block it, preventing you from accessing your money until you can get the matter sortedRachel England, journalist
How useful is an EHIC?
The name European Health Insurance Card suggests that it provides a greater level of medical cover than it actually does. It's a useful thing to carry with you on holiday in Europe, but it's no substitute for having proper travel coverJeremy Cryer, Gocompare.com
Insurance claim advice
Having a genuine claim rejected because you didn't follow the insurer's guidelines is frustrating but it can be avoided if you read the policy documents and take a copy of them away with youJeremy Cryer, Gocompare.com
Being drunk can invalidate your travel claim
Insurers expect holidaymakers to let their hair down and enjoy a few drinks, but go too far and they may refuse to pay any claims which occur as a result of your drunken behaviour. If a heavy drinking session ends in a visit to A&E your insurer may argue that you acted negligently and refuse to pay the medical billJeremy Cryer, Gocompare.com
Why choose Gocompare.com's travel insurance comparison service?
With the help of our partners theidol.com,** we compare over 25 insurance brands in one simple search and offer premiums from as little as £9.88.* All the quotes will include cover for medical expenses, cancellation and personal baggage.
Find the answers to your questions on insurance cover on your travels in our guides
Should you choose to try our quotes service, our one-page form will ask for basic personal and contact information, the number of people travelling, plus whether the travellers requiring cover have any pre-existing medical conditions.
You'll be able to choose whether you want single- or multi-trip insurance, or a backpacker/gap-year policy. If you need cover for winter sports, a cruise or a business trip, you can tick an appropriate box. Then it's just a case of entering the start date required and choosing the part of the world you need insurance for.
Find out more about travel insurance in our guides, where you can also get the answers to frequently asked questions. You'll find explanations of key areas such as cancellation, curtailment, abandonment, baggage, legal expenses and delayed or missed departure, plus much more.
Look out for information on why you need insurance, how much cover is required, if adventure activities are included, and why you should carry a European Health Insurance Card (EHIC). Our guides can help you to understand optional add-ons to policies and specialist cover, including policies for over-65s, for people with pre-existing medical conditions, scheduled airline failure insurance (Safi) and sports cover.
There's also plenty to read on subjects such as winter travel insurance, cover for skiing and other winter sports, why paying by credit card may benefit you, plus tips to help find the right policy at the right price, and advice from the Foreign Office.
Did you know...?
- Buying insurance from a package holiday operator could cost three times as much as from a comparison site***
- Being drunk can invalidate your claim