Is Australia calling you? Make sure you get travel insurance for Australia that suits you. Read on to learn more and compare insurance quotes.
Whether you're travelling for the stunning beaches or venturing further inland for a walkabout, the right travel insurance is vital.
Got your flights booked to fly out to the land down under (Australia)? Can't wait to throw a snag (sausage) on the barbie (BBQ) on a sunny arvo (afternoon)? Ripper (great)! Now let's get your travel insurance sorted and you can crack open a stubbie (a 375ml bottle of beer) from the esky (insulated cooler) with peace of mind! Bonza (fabulous)!
The short answer is yes, because accidents and emergencies can happen at any time, anywhere.
The cover you'll need for your trip to Australia will depend on:
All of these will affect the type of cover you will need.
Study the small print and make sure the limits and excess are sensible and suitable for:
Your travel insurance should cover you whether you're planning on scuba diving at the Great Barrier Reef, or watching England at an Ashes test.
Australia and the UK have a reciprocal healthcare arrangement, so if you're a British passport holder travelling in Australia and turn up at a public hospital you'll be treated for free.†
But, there are things the reciprocal healthcare won't cover:
As a rule of thumb, you'll want travel insurance for Australia that includes medical treatment and repatriation cover.
If the worst should happen, then an air ambulance back to the UK is going to be very expensive.
The Foreign and Commonwealth Office suggests £2m for anywhere outside of Europe, but it's down to your budget and peace of mind if you would like more or less cover than recommended.
Medical cover and emergency repatriation are usually standard parts of travel insurance, yet it's best to check the terms and conditions, especially for any excess you may have to pay.
There's a plethora of amazing activities you can get up to in Oz, but as always, check if your policy will cover you for them because signing a disclaimer isn't the same as having official cover from an insurer.
With the Ningaloo Reef and some of the best surf in the world, a dip in the water should be on any tourist to Australia's things to do list.
Rip currents on Australia's beaches can be very powerful and can cause difficulties for even the strongest swimmers. As many as 400 British people have to be rescued from Australia's surf every year.†
Yet water sports, which can include activities like yachting and deep-sea fishing, may be excluded from travel insurance policies.
If you wish to hop on a jet ski or in a sea kayak, check the terms and conditions of your insurance, and if it's not on the list, consider a water sports insurance policy.
Be aware that most insurers may not cover you if you injure yourself bungee jumping off Sydney Harbour Bridge... especially as bungee jumping is banned off that bridge.
Horse riding and sometimes even cycling can be excluded too.
Australia's unique wildlife is one of its biggest draws, but saying that, insurers will expect you to take reasonable precautions and care around wildlife.
Take care around Australia's diverse and unique fauna and flora, especially the snakes... and the spiders... and the crocodiles.
If you're planning on an extended wildlife safari, check that your travel insurance quotes cover your activities.
Heading to Oz to follow the cricket? Backpacking on a gap year? Emigrating? There are lots of different types of travel insurance for Australia.
Here's how to find the right policy for you.
Got your Working Holiday visa?† If not you'll need to apply for one before you touchdown down under.
Next make sure your travel insurance for Australia does these three things:
One way travel insurance to Australia may work out better for you than single trip travel insurance if you're:
Unlike single trip and annual travel insurance, one way cover usually stops the moment you arrive at your destination.
With backpackers travel insurance for Australia look out for any exclusions:
Most annual travel insurance policies have time limits per trip, which can be only a month, or sometimes longer.
If you're planning on being in Australia for a long time, make sure you compare policies and that they cover you for the full time you're there.
Is Australia one port of call on your around the world voyage?
Compare worldwide travel insurance policies to see if the cover works out cheaper and more manageable than organising travel insurance solely for Australia.
When it comes to travel insurance to Australia for a working holiday, compare quotes.
Make sure that the policy will cover you for all the time you intend to stay in Oz, and, if you're planning on becoming a lifeguard or ski instructor that your travel insurance covers you for such activities.
There are a few simple steps to find dream insurance for 'Stralia:
Finally don't forget your visa and have a wonderful trip down under!