Fancy a trip to New Zealand? Before you go make sure you get the right travel insurance. Our travel guide will give you some helpful tips on how to save money and stay safe.
Jetting off to New Zealand?
Find out what type of travel insurance you'll need before you go.
Whether you’re trekking through the outback, or taking the Hobbits to Isengard, New Zealand is full of new adventures waiting to be had.
It’s worth staying a while to take it all in, so we’ve come up with a guide to getting the best travel insurance policy for your trip.
Ultimately, the best quote for you depends on what you need covered: if you’re going on a sports holiday, the equipment and injury cover will likely increase the price.
If you’re only planning to explore Middle-Earth and other tourist hotspots, then we can help you find a policy that won’t break the bank.
There’s no one-size-fits-all policy to cover travel throughout the entire Southern Hemisphere, but there are several destinations within easy reach of New Zealand that you can be covered for should you feel like island-hopping.
The price of your single trip travel insurance to New Zealand will generally depend on what is included in the policy.
The difference is usually based on how much cover is offered for cancellations or medical expenses.
New Zealand is worth taking time to enjoy - especially after such a long flight - and some providers do instead offer longer single-trip policies for up to and including 62 days.
If you want a holiday that really does take you away from it all, you can island-hop around Australasia, taking in Fiji and Australia as well as New Zealand.
Obviously, insurance will be a tad more complex to organise than a single-destination trip but there are providers who will insure your whole multi-centre holiday under worldwide insurance.
Looking for a policy to cover as much as possible? You'll be needing comprehensive travel insurance for your trip to New Zealand.
Cheaper policies may not offer cancellation cover for the whole cost of your trip, so bear that in mind when booking your insurance.
New Zealand is packed full of things to do, from backpacking through the lush scenery to climbing the Auckland Harbour Bridge.
Tourists interested in history and indigenous culture can visit a marae, or Maori tribal meeting ground.
Those who enjoy astronomy can take advantage of the South Island’s status as the world’s largest International Dark Sky Reserve and see some stellar night skies at the Mount John Observatory.
Of course, no trip to New Zealand is complete without a visit to Middle Earth and the interactive film set tours, which can last anywhere between seven and 21 days.†
New Zealand enjoys some of the best health coverage in the world – travellers are covered for medical costs relating to accidents by the Accident Compensation Corporation, but you'll need insurance for any illnesses.†
Your travel insurance may also include personal liability cover which will make sure you're covered for any incidents that you're responsible for financially.
Hopefully, you won’t need it but it’s not a bad idea to look into it.
Most policies cover lost luggage, giving you some peace of mind if your precious Lord of the Rings memorabilia is stolen, or if your luggage goes missing.
Getting to New Zealand is a lengthy journey, so it’s worth investigating whether your insurance covers delayed flights, which may cause you to miss connections.
Also worth investing in is cover for cancelled flights, as this may seriously affect your whole trip.
Rental cars are available in most airports and cities and, conveniently for British tourists, they drive on the left in New Zealand.
However, car insurance isn't compulsory, so it's a very good idea to invest in your own policy to mitigate any costs you might incur.
Contact your insurer to check whether your UK car insurance policy will extend to New Zealand.
If not, you might have to find a specialist insurer to cover you.
Anyone looking to undertake a working holiday in New Zealand is required to have travel insurance for the duration of their stay.
You'll need to make sure your policy actually covers you for working abroad and that it also covers any gadgets you may be taking with you.
Whether you’re keen to experience the stunning vistas of Middle-Earth, or enjoy a trekking holiday through the New Zealand wilderness, we can help you find the right travel insurance for you.