£250 excess cover. For free. On us.
Now available for car and home insurance
Find out more about car excess cover and home excess cover
Car cover excludes breakdown, windscreen & glass replacement/repair. Home cover excludes accidental loss or damage.
Free £250 home excess cover, only with GoCompare[2]
If you need to claim on your home insurance - for example, if your building is damaged by subsidence or your possessions are stolen - your free home excess cover will refund up to £250 of your excess.
There’s no hidden charge. But you won't be covered for things like accidental loss such as leaving a laptop on a train or accidental damage, such as spilling wine on your carpet or drilling through a pipe.
[2]UK residents and home insurance purchases only. Excess refunded after claim settled. Excludes Accidental Loss or Damage claims made on your home insurance. Full T&Cs apply.
When it matters
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Join over a million car insurance customers with free £250 excess cover[1]
Claiming on your car insurance is stressful enough, without the added cost of your excess – and we want to help with that.
If you do need to claim, you'll have to pay your excess first, and then we'll refund up to £250 after your claim's settled.
It really is free. We haven't hidden the cost anywhere.
[1]Up to £250 refunded after claim settled. Car insurance purchases only. Excludes breakdown, windscreen and glass repair/replacement. Full T&Cs apply.
Frequently asked questions
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If you need to claim on your car or home insurance and have to pay an excess, the free excess cover will refund the cost of the excess up to £250.
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It’s simple. Just compare and buy car or home insurance with us, and we’ll do the rest. We’ll email your policy documents between five and eight weeks after you bought car insurance with us. If it’s been more than nine weeks, let us know.
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You can securely change your password by:
- Clicking the 'Sign in' button, located in the top-right corner of the site
- Enter your sign in details (using your existing password)
- Hover your mouse over the ‘My Account’ button (located in the top-right corner of the site)
- Click on ‘My account details’
- Select the ‘Manage password’ tab
- Enter your existing password and your new password.
- Retype your new password and then click ‘Save’.
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If you've forgotten your password, you can request a link to a page where you can reset it. To do this:
- Click the 'Sign in' button (located in the top-right corner of the site)
- Click the 'Forgotten your password?' link that appears underneath the 'Sign in' button
- Enter your email address. If you’ve got more than one account linked to the email address, you'll be asked for your first name, surname and date of birth.
- Click on the ‘Submit’ button
We’ll then email you a link to a secure page that allows you to reset your password.
Once you’ve reset your password, you'll be taken to a page where you can sign in to your account.
Operation saving the nation
The cost of living has gone up, so we're on mission to help the Great British public save money without compromising on good value. We've joined up with Capital FM, Heart and LBC to help you make every penny stretch further.
Take a look at our handy savings tips and find out what our money-savvy experts have to say.
[1]Up to £250 refunded after claim settled. Car insurance purchases only. Excludes breakdown, windscreen and glass repair/replacement. Full T&Cs apply.
[2]UK residents and home insurance purchases only. Excess refunded after claim settled. Excludes accidental loss or damage claims made on your home insurance. Full T&Cs apply.
[3]43,540 customers rated us 5* on Trustpilot as of 09 May 2022.