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£250 excess cover. For free. On us.

Now available for car and home insurance

Find out more about car excess cover and home excess cover

Car cover excludes breakdown, windscreen & glass replacement/repair. Home cover excludes accidental loss or damage.

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Compare car insurance quotes with £250 free excess cover [1]

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Compare home insurance quotes with £250 free excess cover [2]

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Free £250 home excess cover, only with GoCompare[2]

If you need to claim on your home insurance - for example, if your building is damaged by subsidence or your possessions are stolen - your free home excess cover will refund up to £250 of your excess.

There’s no hidden charge. But you won't be covered for things like accidental loss such as leaving a laptop on a train or accidental damage, such as spilling wine on your carpet or drilling through a pipe.

Get free home excess cover

[2]UK residents and home insurance purchases only. Excess refunded after claim settled. Excludes Accidental Loss or Damage claims made on your home insurance. Full T&Cs apply.

car insurance excess cover

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We want to make sure you always get the right insurance, and never spend more than you have to.

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Join over a million car insurance customers with free £250 excess cover[1]

Claiming on your car insurance is stressful enough, without the added cost of your excess – and we want to help with that.

If you do need to claim, you'll have to pay your excess first, and then we'll refund up to £250 after your claim's settled.

It really is free. We haven't hidden the cost anywhere.

Get free car excess cover

[1]Up to £250 refunded after claim settled. Car insurance purchases only. Excludes breakdown, windscreen and glass repair/replacement. Full T&Cs apply.

home insurance excess cover

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The cost of living has gone up, so we're on mission to help the Great British public save money without compromising on good value. We've joined up with Capital FM, Heart and LBC to help you make every penny stretch further.

Take a look at our handy savings tips and find out what our money-savvy experts have to say.

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home insurance excess cover

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[1]Up to £250 refunded after claim settled. Car insurance purchases only. Excludes breakdown, windscreen and glass repair/replacement. Full T&Cs apply.

[2]UK residents and home insurance purchases only. Excess refunded after claim settled. Excludes accidental loss or damage claims made on your home insurance. Full T&Cs apply.

[3]43,540 customers rated us 5* on Trustpilot as of 09 May 2022.