£250 excess cover. For free. On us.
Now available for car and home insurance
Find out more about car excess cover and home excess cover
Car cover excludes breakdown, windscreen & glass replacement/repair. Home cover excludes accidental loss or damage.
If you need to claim on your home insurance - for example, if your building is damaged by subsidence or your possessions are stolen - your free home excess cover will refund up to £250 of your excess.
There’s no hidden charge. But you won't be covered for things like accidental loss such as leaving a laptop on a train or accidental damage, such as spilling wine on your carpet or drilling through a pipe.
[2]UK residents and home insurance purchases only. Excess refunded after claim settled. Excludes Accidental Loss or Damage claims made on your home insurance. Full T&Cs apply.
When it matters
We want to make sure you always get the right insurance, and never spend more than you have to.
Whether you’re switching providers or comparing for the first time, we’ll give you all the information you need to choose the right deal at the right price.
We’re free to use and completely independent.
Claiming on your car insurance is stressful enough, without the added cost of your excess – and we want to help with that.
If you do need to claim, you'll have to pay your excess first, and then we'll refund up to £250 after your claim's settled.
It really is free. We haven't hidden the cost anywhere.
[1]Up to £250 refunded after claim settled. Car insurance purchases only. Excludes breakdown, windscreen and glass repair/replacement. Full T&Cs apply.
If you need to claim on your car or home insurance and have to pay an excess, the free excess cover will refund the cost of the excess up to £250.
It’s simple. Just compare and buy car or home insurance with us, and we’ll do the rest. We’ll email your policy documents between five and eight weeks after you bought car insurance with us. If it’s been more than nine weeks, let us know.
You can securely change your password by:
If you've forgotten your password, you can request a link to a page where you can reset it. To do this:
We’ll then email you a link to a secure page that allows you to reset your password.
Once you’ve reset your password, you'll be taken to a page where you can sign in to your account.
[1]Up to £250 refunded after claim settled. Car insurance purchases only. Excludes breakdown, windscreen and glass repair/replacement. Full T&Cs apply.
[2]UK residents and home insurance purchases only. Excess refunded after claim settled. Excludes accidental loss or damage claims made on your home insurance. Full T&Cs apply.
[3]50,308 reviews on Trustpilot as of May 2022