Breakdown cover

Get your car, motorbike or van back on the road with the right policy

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Do I really need breakdown cover?

You're stuck on the side of the road at night, smoke billowing out of your bonnet. The heavens have opened, and you have no idea when the 24-hour call out team will arrive.

If you had the right breakdown cover, you would already be safe and warm in the tow truck with a professional on the case.

The RAC was called out to over 14,000 breakdowns caused by potholes in 2017, including damaged shock absorbers and distorted wheels

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Statistics from the 2017 RAC Pothole Index[†]

How do I make my breakdown cover cheaper?

We've got five tips to help you get those premiums down

  1. Watch for the cover level

    Only pay for features you need

  2. Multi-car savings

    Save money by covering multiple cars under one policy

  3. Don't pay twice

    Sometimes breakdown cover is included with your bank account or car insurance

  4. Don't rule out the lesser knowns

    ... the smaller breakdown companies might have good deals too!

  5. Compare breakdown cover

    It's the easiest way to save money on your policy!

A forgetful 133,000 drivers put the wrong fuel in their car every year. If this happens to you, don't start your engine...
According to data from AA in July 2017[†]

Different levels of breakdown cover

The cost of your breakdown policy will depend on the level of cover you need:

Roadside assistance or recovery

Your breakdown provider will send their patrol to your location for roadside assistance.

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Vehicle recovery

If there's no chance of fixing the problem roadside, vehicle recovery will make sure you're towed to the nearest garage or your home. It's included along with roadside recovery on most breakdown policies.

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Home start

If your car breaks down outside your house, home start will get you back up and running again.

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Onward travel

If you're on the way to a destination when you break down, you'll be covered to get there by another means with onward travel.

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European breakdown cover

For road trips across the pond, you can get breakdown cover for Europe.

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Replacement of key, tyre and battery

This could contribute towards or cover the expense of replacement.

Misfuelling your car

Filled up your tank with petrol instead of diesel by accident? You may be covered by your breakdown policy for misfuelling your car, but also check whether it's included under your car insurance.

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Frequently asked questions

  • What should you do when your car breaks down?

    If your car does give up the ghost it's important to pull over so that you're out of the way of any traffic.

    Everyone must leave the car and move to safe place away from moving vehicles.

    Call your breakdown cover provider immediately and let them know where you're stranded and they'll send someone along to assist you.

  • Does breakdown cover apply to me or my vehicle?

    It depends on the policy you have chosen. Personal breakdown cover means you'll be covered whichever vehicle you're in, even if you're a travelling as a passenger.

    On the other hand, vehicle cover is soley for your car, van or motorbike. So, assistance will be provided, whoever is driving it.

  • What if I break down on private land?

    Broken down in your local shopping centre car park? What about on your mate's farm? In that case, your breakdown provider might charge you extra or not cover you at all if access is difficult or prohibited

  • What if I breakdown while transporting animals?

    If you breakdown while transporting pets or livestock, onward travel for your pet is up to the discretion of your breakdown cover provider. Assistance for livestock is very unlikely under a standard policy, but you can get specialist livestock or horse trailer breakdown cover to avoid this.

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[†]Please note, we cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms of use applying to those sites

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