Compare cheap motorbike breakdown cover policies from multiple providers
Motorbike breakdown cover will make sure your bike’s either repaired at the roadside or recovered to a nearby garage or your home if you break down.
You can choose from different levels of cover to make sure you’ll have help at hand at the times you need it.
So, whether it’s a straightforward puncture or something more complicated that can’t be fixed on the roadside, your breakdown cover can help you continue your journey and reach your destination safely.
There are two main types of cover you can choose from: covering either you as the rider or the motorbike itself:
Typically, motorbike breakdown cover options include:
You can buy single-trip European breakdown cover for on its own as a standalone policy, or your provider might be able to upgrade your UK policy to allow for a trip abroad.
It’ll make sure you can get help with any motorcycle breakdown repair and recovery you might need during a trip to Europe – something that can otherwise be tricky with a language barrier.
Standalone policies will usually cover European trips that last up to 90 days. There are different levels of cover you can take out, which vary on how much compensation you’ll receive for breakdown assistance.
European breakdown cover typically provides you with a 24/7 UK helpline, roadside assistance, taking your bike to a local garage and transporting it back to the UK if it can’t be repaired.
If your trip’s likely to be more than 90 days, or you’re planning on a number of visits to Europe with your bike across the year, then you’ll need to take out an annual European breakdown policy.
While breakdown cover will help you when you experience a mechanical problem with your bike on the road, there are some things you won’t be covered for.
These will vary between providers, but common exclusions you might find include:
Yes, motorbike breakdown cover typically includes mopeds and scooters that are more than 49cc. Any vehicles that aren’t legally allowed on the roads, such as electric pavement vehicles and electric wheelchairs, will not be covered.
When you buy motorbike insurance, you’re likely to be given an option to take out breakdown cover too. It’s a good idea to compare quotes and see whether it’s more cost-effective to take this out jointly or for you to buy breakdown cover separately.
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