51% of consumers could achieve a saving of up to £247.29
We’ve got 10 tips to get those premiums down
Paying a lump sum almost always works out cheaper than paying monthly
Alarms and immobilisers might help
Try not to make too many changes to your car
But make sure you have enough money to pay up, if you need to
Get some more qualifications like Pass Plus under your belt
The lower your mileage, the less you could be paying but be accurate with your estimation
In a garage or on a driveway overnight
Any hidden extras lurking in your policy?
You might have to pay just to change your address
The simplest way to save is to shop around
The type of cover you’ll need depends on what you want it to do. Don’t just pick the cheapest option – choose the one that does everything you need it to. And compare policies to find the right one for you.
Offers a high level of protection for your car and other drivers and insures your car against theft, fire damage, and other motoring incidents.
Will insure you for damage or injury to a third party, as well as fire damage or theft of your vehicle.
Will only cover damage or injury to a third party – it’s the lowest level of cover you can get and required by law.
You can upgrade your car insurance with optional extras and upgrades.
This gets you and your car home or to the nearest garage if you break down.
If you’re ever stuck without your motor, your insurer would provide a courtesy car to get you from A to B.
You can protect your no claims discount (NCD) so you won’t lose it after a claim.
You can also get personal injury, windscreen and key cover as policy add-ons.
There are a lot of options when it comes to choosing the right car insurance policy. We’ve gathered some of the car insurance policies you can get, if you want to find out more.
Telematics insurance policies use a black box or app that tracks your driving.Find out more >
What do new drivers need to know when it comes to car insurance?Find out more >
More experience means car insurance for over 50s may be cheaper.Find out more >
Insure two or more motors under one policy – is multi-car right for you?Find out more >
Why should you get classic car insurance to protect your vintage vehicle?Find out more >
It might not seem very fair, but your job title could have an impact on your premiums as well as what you’re using the car for. Always be honest and choose the job title that most accurately describes what you do.
Always estimate your car’s value honestly, but an approximate estimation is usually fine as an insurer will typically base a pay-out on market value. When you get a quote, we’ll help you by estimating your car’s value for you based on its age and mileage, but you can change it if it doesn’t seem right.
If you’ve had your car for over a year and your usage remains similar, check previous MOT certificates and/or service records.
Alternatively, calculate the number of miles you drive in a typical week and multiply this by 52, factoring in regular journeys and extras such as long annual trips abroad.