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Car insurance

Compare cheap car insurance quotes and see if you could save

  • Find the right car insurance policy based on your needs and budget
  • 51% could save up to £268 with GoCompare car insurance.[2]
  • Compare car insurance quotes from over 120 brands with a single search[3]

Car Insurance Price Cuts

Our trusted car insurance brands

  • General Accident
  • Endsleigh Insurance
  • Rias
  • BG Insurance
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  • How fully comprehensive car insurance has your back

    Fully comprehensive insurance includes everything that third party fire and theft does, but you'll also be covered for your own losses, even if you're found to be at fault. Fully-comp might also include flood damage, windscreen cover, personal effects, accidental damage and medical expenses, but remember to set your excess at a level you can actually afford
    Amanda Bathory, GoCompare insurance editor
  • Does my car insurance offer cover for flood damage?

    Drivers with third party only or third party fire and theft policies will not be covered for flood damage, but those with fully comprehensive policies may be. A third-party policy is sometimes cheaper than comprehensive cover, but it's essential that drivers know exactly what is and isn't included, especially if they're at risk of flood damage
    Scott Kelly, car insurance expert
  • Drivers warned of dangers of 'fronting'

    Fronting is when a lower risk driver insures a vehicle in their name when the main driver is from a higher risk category. This could invalidate insurance and lead to a criminal record. There are legal ways to reduce premiums for young drivers... instead of fronting parents should consider adding themselves as a named driver on their offspring's policy
    Scott Kelly, car insurance expert
  • Have you got adequate cover for the contents of your car?

    The purpose of motor insurance is to give financial protection for your vehicle, not the stuff you keep inside it. Cover for personal belongings is typically limited to fully comprehensive policies and restricted to around £100. If you need to leave valuable items in your car, make sure they are out of sight and locked in the boot
    Scott Kelly, car insurance expert
  • Can I compare car insurance quotes for my double cab pick-up?

    Although double cabs, such as the Nissan Navara or Toyota HiLux, are often used as family vehicles, they are classed on our system as light commercial vehicles due to their dual purpose (business and social use). You can compare quotes for this type of vehicle by visiting our van insurance comparison, rather than our car insurance comparison
  • Comparing car insurance could mean serious savings

    Letting your car insurance auto-renew without checking for cheaper quotes can be a really expensive mistake. It's so easy to enter or update your details - including extra drivers and past claims - and get a bonanza of fresh prices for the year ahead. Fast, simple and clear
    Amanda Bathory, insurance editor
  • What does the ECJ gender ruling mean for women drivers?

    The European Court of Justice's gender ruling - in force from 21 December, 2012 - has meant that insurers can no longer make a gender distinction when calculating premiums. Amongst many changes, this has led to an increase in prices for young female drivers, who traditionally paid less than young men
    Sean Davies, Gocompare.com
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Quickly compare cheap car insurance quotes

We all need car insurance to drive legally on the road. 

But with so many car insurance providers out there, it can be hard to choose the right policy to best suit your needs and budget. 

What do I need to get a car insurance quote?

It's super easy to get car insurance quotes from GoCompare. All you need to do is simply answer some questions regarding your personal information, your car, requirements from your car insurance policy and you'll be on your way to quotes galore. 

The key details we need include:

  • Your occupation
  • Your usage - whether it's social, commuting or business
  • Your registration plate or your vehicle details
  • Your car's value
  • Your annual milage
  • Whether your car has any modifications
  • The type of license you hold
  • Details of any previous claims
  • How many years no-claims bonus you've gained
  • Any additional drivers on your policy

All this information you provide helps us gain a clear understanding of the type of policy you need and what car insurance group your car belongs in.

Find the right car insurance policy to suit your needs

Once you’ve got some quotes to look at, you can narrow your policy requirements down further by:

  • Choosing your voluntary excess
  • Opting to protect your no-claims bonus
  • Deciding whether to pay monthly or annually

These factors will contribute to the type and cost of your car insurance quotes which we provide. 

What are the different types of car insurance?

There's a wide variety to choose from, so take your time and have a look around. 

Comprehensive car insurance

Fully comp, or comprehensive car insurance covers a high level of protection for your car and other drivers. It insures your car against theft, fire, damage, personal effects and medical expenses cover, as well as a host of other motoring incidents. 

Be sure to read the terms and conditions of your policy to see exactly what you're getting for your money. 

Third party, fire and theft (TPFT)

This will insure you for damage or injury to a third party, as well as fire damage or theft of your vehicle. TPFT is one of the more basic types of car insurance policy. 

Third party only (TPO)

TPO is the least amount of cover you can get from your car insurance. This will only cover you for damage or injury to a third party. 

It may be the cheapest type of car insurance policy, but it doesn't offer you much protection. Always be sure to weigh up the pros and cons of each policy.

Telematics car insurance

Otherwise known as black box car insurance, this can either come in the form of an app, or you guessed it, a black box.

Basically, it calculates and informs your car insurance provider how much you should be paying based on your driving skills. So, if you're a safe driver who wants to drive down your premiums, have a look at this option to see if it might be just the ticket. 

How can I save money on car insurance? 

51% could save up to £268 with GoCompare car insurance[2]. There are a few different factors that come into play when your car insurance premium is calculated, including age, voluntary excess, profession, whether your car has modifications and if you've built up a no-claims bonus.
With the quotes we provide, you can filter them by price to see how much you can save.

How do I pay for car insurance? 

You'll usually be given the option to pay monthly or annually. Although paying in smaller instalments may be appealing, it may end up costing you more in the long run than an annual policy.

When do I need to renew my car insurance?

That would usually be annually, but watch out for auto-renewing, you may not be getting the best deal. Hop onto GoCompare and shop around to find out for certain whether you should switch to another provider. 


It's illegal to drive with no car insurance. Without it you can't tax your vehicle, and it provides cover for you, other motorists and members of the public. Read more in our beginners' guide to car insurance.

The main policy types to consider are third party, third party, fire and theft and comprehensive. Consider the pros and cons of each and choose the appropriate cover for your needs.

Telematics car insurance monitors your driving using either a mobile phone app or a 'black box' fitted to your vehicle and bases your premium around your motoring behaviour. It's generally thought to be an option preferred by young drivers, but it has potential money-saving and other benefits for a wide variety of motorists.

If you pay to protect your no claims bonus you're only protecting the bonus, not the premium itself which will rise if you've made a claim. Only you can decide if this is worthwhile for you.

This will depend on the profile of the driver(s) you add, how many people are on the policy and the way individual insurers treat the risks. It's possible that adding extra drivers to your policy cut or raise the price of your premium. Find out more about the factors to consider in our guide to additional driver cover.