American car insurance

Insuring American cars in the UK

If you drive an American car - either one you’ve imported from the States or a used one bought over here - it’ll be trickier to insure than your average British car.

Not all insurers will cover them, so you’ll have less choice of policies. Others will be able to insure you but will add restrictions, like only insuring drivers over the age of 25, or those who’ve held a licence for a number of years.

Your car insurance could be more expensive too:

• American cars tend to be larger and more powerful than UK cars
• The cost of repairs is higher as parts might need to be imported from abroad - particularly American classic cars with older parts which are difficult to source
• Specialist mechanics might have to handle any repairs

Join over a million customers with free £250 excess cover^{^}

Claiming on your car insurance is stressful enough, without the added cost of your excess – and we want to help with that.

If you do need to claim, you'll have to pay your excess first, and then we'll refund up to £250 after your claim's settled.

It really is free. We haven't hidden the cost anywhere.

_^Up to £250 refunded after claim settled. Car insurance purchases only. Excludes breakdown, windscreen and glass repair/replacement. Full T&Cs apply.