Get cheap car insurance quotes for your Ford now
It depends on a few things, including the make and model of your Ford and which insurance group it falls into.
The Association of British Insurer’s (ABI’s) Group Rating System categorises all cars into one of 50 different insurance groups according to their risk, to help insurers work out how much to charge for policies.
Small, cheaper and lower powered cars fall into the lowest insurance groups. More expensive, powerful cars - seen as a higher risk - are put in higher insurance groups.
You can use our car insurance group checker tool to find out which group your Ford car falls into, giving you an idea of how much it might cost to insure.
Other things insurers take into account when calculating your premiums include:
There are three types of car insurance, each offering different levels of cover.
Features that are included as standard on insurance policies differ. If your Ford car insurance policy doesn’t have something you need, you could buy it as an optional extra.
Commonly available extras include:
Claiming on your car insurance is stressful enough, without the added cost of your excess – and we want to help with that.
If you do need to claim, you'll have to pay your excess first, and then we'll refund up to £250 after your claim's settled.
It really is free. We haven't hidden the cost anywhere.
†Up to £250 refunded after claim settled. Car insurance purchases only. Excludes breakdown, windscreen and glass repair/replacement. Full T&Cs apply.
Henry Ford formed the Ford Motor Company in Detroit in 1903. His dream was to ‘put the world on wheels’ and produce affordable vehicles for all.
In the beginning, just a few cars a day were produced at the company. But, in 1913, Ford revolutionised car production by creating the first moving assembly line to manufacture the Ford Model T. It paved the way for mass car production, which helped lower the price of cars and widen the market.
Nowadays, Ford offers a range of vehicles to suit different budgets and lifestyles, from the Fiesta to the Puma, as well as electric car options.
There are a few things you can do to bring down the price of your Ford insurance premium.
You’ll usually be charged interest when you pay monthly. Cover the full amount upfront if you can afford it
Keeping your car as secure as possible can lower the cost of insurance. Check with your insurance provider whether fitting an approved alarm, tracker or immobilizer could reduce your premiums
If you’ve got more than one car in the family, look at multi-car cover. You'll get all the benefits of standard car insurance, but there’s usually a discount for each car you add to the policy
If you only use your Ford a small amount and don’t clock up much annual mileage, then let your insurer know. It could mean lower premiums. But always be honest. If you drive more in a year than you’ve declared, it might invalidate your insurance
You might be offered an insurance package from the dealership when you buy your Ford car, but it’s unlikely to be the best deal.
Comparing car insurance quotes from multiple providers is the best way to make sure you're getting the right cover at the right price.
Most major car insurers now offer cover for electric cars, helping to lower premiums. There are also specialist electric car insurance providers that offer tailored policies, too.
You’ll get the same three levels of cover to choose from - TPO, TPFT or fully comprehensive.
There may be added extras to choose from like cover against damage, fire and theft of wall boxes, charging cables and your electric battery.
Compare cover to ensure you get the best deal for your Ford electric car.
You’ll likely need specialist insurance for your classic Ford as they’re used differently to standard cars.
Policies for classic cars tend to include more niche types of cover, for instance if you’re displaying it at a vintage car fair, or if it’s being restored.
Just because your classic Ford requires specialist insurance doesn’t mean that you can’t shop around and contact different providers to get quotes though.