You might have to pay to change or cancel your car insurance policy - learn about adjustment and cancellation fees, duplicate document charges and more.
If you change jobs, move house or upgrade your car, you’ll have to let your insurer know - you risk invalidating your policy if you don’t.
But although updating your details won’t always affect the price of your car insurance policy, your insurer might charge you an admin fee to make the changes.
These fees vary significantly between insurers, but you can find all the admin costs your insurer will charge you in the terms and conditions of your policy.
It’s a good idea to check these before you take out your policy, just in case you do need to change anything within the term of your policy.
Your insurer can charge admin fees to process changes to your information.
So, for example, if you moved to a safer area where car theft is rarer, and your insurer decided there was no increase in premium for the change, they could still charge you an admin fee to adjust your policy details.
There’s no set limit on what they can charge you, but it needs to be a reasonable amount.
You could be charged for things like:
68% of comprehensive car policies didn't charge a duplicate document fee. Only 22% allowed you to make changes online though
Out of 345 policies on Defaqto
Last checked 27 August 2019