Your occupation affects the price you pay for car insurance, whether or not you drive as part of your job. Find out why and see if you can save money.
You have to state your employment status and job when you take out car insurance and the cost of your cover will be affected by your occupation.
Car insurers collect data about past claims and use it to predict how likely it is that people in different occupations will make a claim in future.
If the insurer judges your job to be higher risk than another one, you’ll pay more.
We checked which occupations were paying the most and least for insurance and found that those in certain medical professions enjoyed some of the lowest premiums.
‘Nursing sisters’ got the cheapest quotes, with medical secretaries and occupational therapists the third and seventh cheapest respectively.
At the other end of the scale, Fast food proprietors had the most expensive quotes.
People with car-related careers also tend to pay more, with car salesmen, mechanics, car valeters and car body repairers all featuring in the top 10 most expensive occupations.
Insurers judge people in these professions to be riskier drivers and price their premiums accordingly.
Using car insurance quotes made by customers on the site between 1 January and 31 December 2018, average best premiums for various occupations were: Journalist - £609.75. Writer - £497.29. Chef - £1,008.67. Cook - £730.55. Hairdresser - £819.50. Barber - £1,128.96. Solicitor - £581.99. Lawyer - £741.24
According to Admiral insurance in June 2018, 43% of car accidents made by its policyholders took place in peak rush hour times