What's Q plate insurance?
Cars have Q plate registrations if the history, age or identity of the vehicle is unknown.
If you have a Q plate vehicle, you’ll still need to get car insurance to drive it on the road. You’ll probably need a specialist policy though, as most mainstream insurers won’t cover them.
It’s harder to get insurance because it’s difficult for an insurer to work out the value of your car and how much of a risk it poses out on the road.
- Q plated vehicles have unknown age, identity or history and it’s harder to get insurance for them
- There are specialist insurers available - you might have to call them directly
- Make sure your car is described accurately in your policy documents
- You might need to add cover as an extra, or pay an additional excess if you claim
Cars that tend to have Q plates are:
These are customised and not built by a recognised manufacturer
Some ex-MOD vehicle paperwork is still deemed classified
Some are changed so much that their original parts can’t be identified
If there are gaps in your car’s document history, it’ll be given a Q plate
Cars without vehicle identification number (VIN) plates
This could be for any of the above, or if it's been in a theft or accident where the VIN plate was removed