If windscreen repair and replace cover is part of your car insurance, you’re usually covered for cracks and chips
Your car insurance will usually cover the cost of replacement or repairs if your windscreen’s cracked or damaged.
Even small stone chips and cracks can develop into bigger problems if they're not dealt with, while more serious impacts may need a complete windscreen replacement.
Windscreen insurance allows you to recover the cost of repairing or replacing your vehicle's windscreen, side windows, or rear window if they get broken or cracked.
If you do get a chip or crack, it’s better to get it treated as soon as possible before it spreads and makes a quick repair impossible.
Insurers will often provide an emergency repair number to call and depending on your policy you will also be covered for repairs on bodywork that's damaged or scratched by broken glass.
Don’t assume your policy will cover you for windscreen damage. Some providers will offer windscreen cover as standard, others may present it as an optional extra for an additional fee, while some policies won’t offer it at all.
We're here to help you find the right cover. Our car insurance results will show whether windscreen insurance is part of the cover, and you can filter the results to see policies with windscreen repair and replacement.
There are several common causes of cracked windscreens, from temperature changes to potholes. Knowing how to protect your windscreen will help save you money on expensive bills or insurance claims.
Inspect your windscreen routinely for any small chips that could cause trouble and check your windscreen wipers once a year for a build-up of dirt and debris.
Chips often happen when driving on loose stones or tailgating, so go cautiously and keep your distance.
Cracks can be brought on by potholes or speed bumps and even slamming a door - especially if even a tiny crack is there already.
When de-icing your screen, don’t use boiling water. Avoid sudden temperature changes, and in hot weather, park in the shade and clean your screen gently.