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AA car insurance

It’s best known for breakdown cover, but you can also get a car insurance quote from the AA

Why choose AA car insurance?

The AA is a familiar brand. It offers comprehensive and third party insurance, as well as multi-car cover, classic car and short term car insurance.

But just because it’s well known, that doesn’t mean you should choose it as your insurer.

The only way to find out if it offers a good deal for you is to compare prices and get some quotes.

Types of AA car insurance add-ons

The AA is known for its bright yellow breakdown assistance vehicles, so it’s no surprise that if you take out car insurance with the AA, you can add breakdown cover.

It even has a breakdown helpline number which is open 24/7, whether you’re an AA member or not.

Other optional extras are motor legal assistance, excess protection and additional personal injury cover – called ‘motor accident plan’.

You’ll need to pay extra for those add-ons, but AA’s uninsured driver promise is free on comprehensive car insurance policies. It means you won’t lose out on your no-claims if you get hit by an uninsured driver.

51% of customers could save up to £240 on car insurance with GoCompare[2]

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About the AA

The AA does more than just car insurance.

It was founded in 1905 by a small group of driving devotees that wanted to help motorists stay safe on the road and avoid motoring penalties doled out by the police.

Ever wondered what AA stands for? The AA originally started out as the ‘Motorists’ Mutual Association’, but then changed to ‘The Automobile Association’ after gaining an eager following.

AA’s mission statement is to provide reliable, trustworthy services that puts its customers first, and develop creative technology to “make life easier”.

Cut the cost of AA car insurance

As with other providers, things like more years of driving experience and no claims, plus driving smaller, less powerful cars will generally mean you have cheaper premiums.

  1. AA insurance policy add-ons

    These push up costs, so only add what you need. If you don’t want breakdown cover, you don’t have to add it

  2. Membership discounts

    If you already have AA membership for breakdown cover you can get a discount on your car insurance - just make sure you compare quotes first

  3. Don't rule out the lesser knowns

    You could benefit from having a telematics policy - which bases your premium price on how well you drive

  4. Don’t rule out the lesser knowns

    The AA also offers telematics policies, so safer drivers can see if that’s cheaper for them

Get free £250 excess cover plus a £10 car MOT^

We’re offering you £250 free excess cover when you buy car insurance through us. So if you do need to claim, you'll have to pay your excess first, then we'll refund up to £250 after your claim's settled. Find out more

Plus, if you buy car insurance before 15 June, you can also get a car MOT for just £10. Find out more.

Get car insurance

Up to £250 refunded after claim settled. Car insurance purchases only. Excludes breakdown, windscreen and glass repair/replacement. Full T&Cs apply.

^Participating garages only. Geographic restrictions apply. MOT must be booked by 30 June 2021. Full T&Cs apply.

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[2]Based on independent research by Consumer Intelligence during 1 October to 31 October 2020: 51% of consumers could achieve a saving of up to £240.64 with GoCompare car insurance based on a comparison of 31 companies.

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