Admiral car insurance

Comprehensive

The most wide-ranging cover is comprehensive. It offers extras such as a courtesy car, child car seat cover and personal belongings cover.

Admiral’s comprehensive cover also includes windscreen claims, which means you don’t need to worry about taking out separate cover.

Third party, fire and theft

You’ll be compensated if your car is damaged by fire or theft, but not if you’re in an accident.

Admiral will only pay out to the other party if you’re at fault and you’ll have to find the money to replace or repair your own car yourself.

Third party only

If you’re at fault in a car accident, third party only insurance will pay out to the other party involved but you won’t be compensated.

Multi-car

Admiral Insurance was the first provider in the UK to offer multi-car cover. If you have more than one car at your home address, or if your immediate family uses more than one car between them, they can all be covered by one multi-car policy.

If someone on your multi-car policy is in an accident, they’ll be held liable and it won’t affect your no-claims bonus – even if you’re the sole policyholder.

Telematics

An engineer will install a little black box behind your dashboard, to monitor your driving.

Admiral use the data to help determine how much you should be paying for your insurance.

Classic car

You can get fully comp cover for classic cars with Admiral. It defines a classic car as one over 35 years old, under 70 years old, and valued between £1,000 and £25,000.

You can combine classic car insurance with a multi-car policy too.

Breakdown cover included

Breakdown cover is a policy upgrade bought at the same time as your car insurance.

Most standard breakdown policies include roadside recovery and rescue, which will help you if you’re ever stuck by the side of the motorway.

The cover also includes recovery for caravans and trailers up to 23 feet.