Aviva Car insurance

Aviva has a long history in insurance, but is it the right option for your motoring needs?

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Why choose Aviva car insurance?

Over one million customers protect their car with Aviva and its cover is five-star rated by respected financial researcher, Defaqto.

It offers comprehensive or third party, fire and theft car insurance. And you can insure more than one car at a time with its multi-car policy.

Aviva’s range of motoring products also includes telematics, short-term and learner-driver insurance. Plus, it provides specialist policies for classic cars, motorhomes, electric cars and business vehicles, too.

Its car insurance is rated 4.5 out of five on Trustpilot, from over 1600 reviews.

Before deciding if Aviva can offer you the best cover for your needs, you should compare a range of insurers to see what’s on offer.

Man driving a car with Aviva car insurance

Aviva car insurance facts

Here’s what you need to know:

  • Comprehensive or third party, fire and theft insurance available
  • Consider multi-car cover. You can insure up to five vehicles registered at the same address on one policy, with one renewal date, and save 10% for every extra vehicle. (Excludes Aviva
  • Online and Aviva Premium car insurance products)
  • Five-star Defaqto rating
  • Three-year guarantee on repairs made by its approved repairers
  • Refund on excess paid if you’re in an accident with an uninsured driver
  • Transport after an accident for you is included and your vehicle will be taken to a repairer
  • Optional add-ons - such as breakdown cover, foreign use and protected no-claims discount cover offered
  • Telematics car insurance available for drivers aged 17 to 24
  • Temporary car insurance options - from one to 28 days

How do I get in touch with Aviva?

Live chat is available online between 8am and 8pm, seven days a week, and emergency claims can be made on 0345 030 6925 (open 24 hours).

Aviva also has a chatbot to help with general questions.

It’s easy to manage your cover online from your MyAviva account, where you can update your details, start a claim and view your policy details.

What does Aviva car insurance cover?

Aviva car insurance offers two levels of insurance - comprehensive, or third party, fire and theft.

Third party, fire and theft (TPFT) insurance

This level of insurance covers your vehicle against loss or damage due to fire or theft, plus legal costs if you’re involved in an accident.

Comprehensive insurance

You’re covered for loss or damage to your vehicle, as well as injuring someone or damaging their vehicle or property in an accident. Legal costs, motor injury protection and vehicle recovery are also included.

What optional extras are available?

You can tailor Aviva insurance to your exact needs by adding extras to your policy including:

  1. Protected no-claims discount

    Keeps your no-claims discount safe in the event of a single claim

  2. Motor legal services

    Pays up to £100,000 in legal costs if you’re involved in a motor accident that’s not your fault

  3. Courtesy car

    Available with a comprehensive insurance policy only, this extra will provide you with a car if yours is damaged, written off or stolen

  4. Motor injury protection plus

    Covers you or any named drivers who suffer a serious injury or death as the result of an accident in the insured car. (Comprehensive insurance only)

  5. UK breakdown cover

    Essential help if your car breaks down

  6. Foreign use

    Cover for driving in Europe (comprehensive insurance only)

How much does Aviva car insurance cost?

Like all car insurance, the cost will depend on a range of factors including:

  • The make and model of your vehicle
  • Your driving history
  • Where you live
  • If you keep your vehicle in a safe place overnight
  • Your annual mileage
  • Your job

An Aviva policy may seem like the right choice for you, but it’s always important to compare options from other insurers to see how it stacks up. You may be able to get the same level of cover for a lower price elsewhere.

Who is Aviva?

Aviva is one of the UK’s largest insurance providers and it’s also one of the oldest, with its history tracing back to 1696.

Through various mergers and acquisitions over the years, Aviva has become a composite insurer made up of a number of different insurance companies.

These smaller units specialise in different types of insurance, helping Aviva to provide a wide range of products, including home insurance, car insurance and life insurance.

Relevant guides:

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