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Renault car insurance

We don’t compare Renault car insurance, but we can still help you find the right cover for you and your Clio, Megane, and Captur

  • Renault Clio insurance groups start in group 3 
  • Consider quotes from multiple insurance brands and check the features to find your match
  • Think about telematics to see if you could reduce your insurance premiums 

Car Insurance Price Cuts

A guide to Renault insurance including Renault Clio insurance groups

Renault makes cars with a certain je ne sais quoi. But does that make them expensive to insure? Here’s our guide to Renault car insurance…

Key points

  • Renault is well old - it started in 1899
  • It’s part of the Renault-Nissan-Mitsubishi Alliance
  • Renault has the largest range of electric cars on sale in Europe

Renault’s Gallic creative streak has meant it’s been making interesting cars for years. 

And that extends to what’s under the hood, with Renault leading the way with electric cars. 

But no matter how outlandish its vehicles, you’ll still need car insurance

Renault insurance services 

As well as making the cars, Renault can offer you financial services to go with it. Renault offers a few products and services, which we’ll look at below. 

Renault car insurance - annual policy 

Renault offers comprehensive car insurance for new or second-hand cars. Some of the perks available from Renault insurance can include all or some of the following (but remember, you can shop around for policies just as comprehensive as this from other providers, and sometimes find it at a better price): 

  • Medical cover 
  • UK call centres 
  • Windscreen cover 
  • Genuine Renault parts 
  • 90 days' European cover 
  • Child seat replacement 
  • Replacement lock cover 
  • Personal accident cover 
  • Uninsured driver promise 
  • Renault approved repairers 
  • Personal possessions cover 
  • Courtesy car (including cover) 
  • Third party cover to drive other cars 
  • 24-hour claims service and nationwide accident recovery       
  • A new Renault if yours is stolen or written-off with a year 
  • Renault manufacturer warranty and safety rating preserved 

In February 2018, you could also add these features: 

  • No-claim discount protection 
  • Lost or stolen key cover 
  • £100,000 legal expenses 
  • Upgraded courtesy car 
  • Breakdown cover 

Is Renault insurance any good?  

Here’s what the experts say: 

  • 5 stars from Defaqto 
  • 4 stars from Fairer Finance 

Renault offers to pay your cancellation fee to change to them. Yet when we checked in February 2018, there are restrictions to how much they'll pay. Renault also charges cancellation and administration fees. 

Bear in mind that you can't buy Renault's bespoke policies through GoCompare. 

And although taking out Renault car insurance with Renault may sound like the best policy, it's smart to see if it meets your driving and financial needs. 

Perhaps a third party, fire and theft policy would be better for you? It’s important to research what’s out there. Always shop around and compare quotes.   

Renault free insurance - Free 7 day insurance 

Bought your Renault from a Renault dealership? Whether new or second-hand, you can apply for free seven-day Renault car insurance. This comprehensive policy is only available direct from dealerships and cannot be sorted online.  

Renault Excess Return 

Excess Return is a scheme that offers to pay £250 of your excess if you have an accident in your new car.

What seems to be unique about this is that Renault will pay out no matter which car insurance provider you’re with. There’s a few caveats, but if you’re interested in this, speak with your Renault dealer. 


Keeping it in the family

The Renault brothers started making cars on the outskirts of Paris in 1899. Since then, the company has grown to be one of the world’s largest manufacturers. 

Renault owns Dacia and is part of an alliance with Nissan and Mitsubishi. One of the upshots of this team is an increase in electric vehicle and battery research. As such, Renault-Nissan-Mitsubishi is the largest plug-in vehicle manufacturer in the world. 

Renault has the largest range of electric cars on sale in Europe. Indeed, the Renault Zoe Q90 Z.E. 40 Dynamique Nav was the best Electric Car under £20,000 in the What Car? Awards 2018. Yet unlike other manufacturers, Renault’s most popular models aren't available as hybrids. We’ll now look at some of these models in more detail…  

What car insurance group is your Renault? 

From the tiny Renault TWIZY up to the spacious Renault TRAFIC, Renault builds a huge range of vehicles. But what insurance group does your Renault fall into? 

All figures were checked in February 2018. But be sure to find your specific model's group by having a nosey at our car insurance group checker

Renault Megane 

Renault Megane Hatchback insurance group: 14-27 

First introduced in 1995, the Megane is Renault’s small family car model. As it’s been around for ages, you’ll find many different types of Megane from a two-door convertible to a five-door estate.  

The fourth generation of Renault Megane has been available since 2016. It’s available with either petrol or diesel engines, ranging from 1.2 to 1.6 litre. “Elegant forms, classy lines, uncompromising choices” is how Renault describes it. 

Did you know...?

Robert Pires is the Bobby in “Hey Bobby, what’s the French for va va voom?”

Renault Clio 

What insurance group is a Renault Clio? It depends on the exact spec, yet one of the most popular editions is the 1.2… 

Renault Clio 1.2 insurance group: 4-15  

Renault has been cranking out the Clio since 1990. This supermini has consistently sold well since its launch. From Nicole and Papa to Thierry Henry asking “What’s the French for va va voom?”, the Clio has been ever-present on our screens and our streets. 

The fourth generation Renault Clio was released in 2012, and is available as a petrol or diesel. Engine sizes range from 1.2 to 1.6 litre. Top Gear thinks it’s “cheery and characterful”.

Renault Captur 

Renault Captur insurance group: 8-16 

The Captur is Renault’s most popular model in the UK. 

It dominates Europe too in the small SUV crossover market, where it competes with the Suzuki Vitara and Vauxhall Crossover. 

The Renault Captur launched in 2013 as a five-door model, and is available with petrol or diesel engines. Auto Express reckons it has “classy crossover looks” and “smart interior design”. 

Renault Twingo 

Renault Twingo insurance group: 2-11 

“Entertaining and satisfying” according to Top Gear, the Renault Twingo revolutionised the city car scene when it launched 1992. And despite a disappointing second phase, the Twingo bounced back in 2014 with a third overhaul. 

Available as 0.8 or 1.0 petrol engine, this super small car has always been in the lower car insurance groups. Discover which insurance group your Twingo is in with our checker tool. 

And if you’re wondering where the name Twingo comes from then… Twist + swing + tango = Twingo 

Renault Scenic  

Renault Scenic insurance group: 10-20 

When Renault introduced the Scenic to the UK in 1997, it was the only compact MPV available. It’s now got competition in the Vauxhall Zafira, Citroen C4 Picasso, Ford C-Max and Fiat Multipla. 

Yet - four generations in - the Scenic is still punching above its weight in the MPV stakes. A big redesign in 2016 saw it win the Best MPV at the UK Car of the Year Awards 2017. In February 2018, the Scenic is available with petrol or diesel engines ranging from 1.2 to 1.6 litres. 

Five seats not enough? Then the Grand Scenic comes with seven of them. 

How to find cheap insurance for my Renault 

Here’s a couple of tips on how to find cheaper car insurance for a Renault: 

  • Paying annually rather than monthly could work out cheaper overall 
  • A smaller engine size tends to mean a smaller premium
  • Look at all types of insurance, including telematics policies
  • Only pay for what you need - beware superfluous add-ons
  • It's smart to shop around rather than letting your policy auto-renew
  • Modifications tend to push up insurance prices

Renault has long produced stylish, practical, good-value cars. And that value can stretch to car insurance premiums, as a lot of Renault cars are in the lower groups. 

If you do your research, shop around and compare prices, you should be able to find cheaper Renault car insurance. 

By Sam Easterbrook