Women, compare car insurance quotes and see if you can save
Women don’t pay less than men for car insurance.
In 2012, the European Court of Justice passed the Gender Directive - that means insurance companies aren’t allowed to use your gender to decide how much your policy costs.
Women used to be charged less because the pricing was based on statistics that showed men were involved in more car accidents.
But nowadays, insurers can only base your policy price on your individual driving skills.
Some insurers appeal to female drivers with their advertising, but by law they must insure men too.
Insurers might encourage women to buy from them because research shows women are safer drivers than men.
Our motoring expert Ryan Fulthorpe says, “There’s absolutely nothing to stop a man taking out a policy that’s been targeted at women.
It’s all about finding the best deal for you - you can’t be discriminated against because of your gender.”
What’s an excess? It’s the amount of money you agree to pay towards a claim when you take out insurance.
Don’t worry – GoCompare will refund up to £250 of your excess^ if you do need to claim.
We’ve already refunded £1 million* to customers!
^Up to £250 refunded after claim settled. Car insurance purchases only. Excludes breakdown, windscreen and glass repair/replacement. Full T&Cs apply.
*Between July 2019 and November 2020, £1M has been refunded to free excess cover customers following a successful claim.
Telematics insurance tracks your driving so your insurer can see how safe you are on the road.
The same as anyone else - you can choose from three types of cover.
This type of insurance offers the most protection.
You'll be covered for repairs to your own car as well as for damage to someone else's car or property.
You'll also have cover for injury to yourself or others, theft and fire damage.
A third party, fire and theft policy has less cover than a comprehensive one.
You'll be covered for injuries to other people, damage to someone else’s property, fire damage and theft.
This is the most basic type of car insurance.
You’ll only be covered for injury to others, damage to someone else’s property and laiability while towing.
Third party won’t cover any injury to you or damage to your car.
Although women don’t get cheaper premiums anymore, there are still some perks to taking out a policy targeted at women. Think about adding these extras:
You’ll be given priority if you’re in a dangerous location, a woman on her own, or a family with young children
Cover for the contents of your handbag, rucksack or briefcase
If your child seat is stolen or damaged, your insurer will pay out to replace it