Car warranties to cover parts and labour to your vehicle
A car warranty protects you against the cost of parts and labour in the event of a mechanical or electrical breakdown.
Car warranties are designed to cushion the cost of unexpected repair bills and cover for wear and tear, but not all warranties are created equal - it's a good idea to shop around to make sure you get the right protection to keep your car on the road.
With some warranties you'll get parts and labour cover from day one, no limit on labour rates, and you'll be able to choose between using franchised dealers or network garages for repairs.
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Types of car warranty
There are two main types of car warranty.
- Mechanical breakdown insurance (MBI)
- Service and repair plans
The chief difference is that MBI providers are regulated by the the Financial Conduct Authority (FCA). That means that you'd be able to use the Financial Ombudsman service to help remedy any complaints with the provider.
Service and repair plans aren't regulated, so you won't benefit from this protection. But you may have some recourse with the Motor Ombudsman.
Before committing to a policy it's important to shop around, check the terms and know exactly what type of warranty you're buying.
More warranty options
Extended warranty and car warranty options available will depend on whether you are covering a new car, a used car, or your current vehicle.
You can get a quote with one of our partners, who will ask you to provide the make, model and age of your vehicle - please note that there may be restrictions on the maximum age and mileage of your vehicle.
You'll be asked whether you already own the car, to estimate your annual mileage, for details of any existing warranty, if you have breakdown recovery, and whether there's finance owing on the vehicle.
Your quote will then be presented to you, with the option to choose the length of the warranty.
If you're struggling with the choices or you just want to learn more, try our car warranty guides, where you'll also find the answers to frequently asked questions.
Find out about options such as manufacturer, dealer and after-market warranties, betterment, the length of policies, claims limits, mileage restrictions, and how a warranty can tie in with breakdown cover.
There's more to read about pricing factors and the advantages and disadvantages of car warranties, with information on what you should and shouldn't expect to be covered - remember to look for possible exclusions such as oil leaks and wear and tear, and to consider consequential loss.