Caravan insurance

Insure your tourer or get cover for your static. Compare caravan insurance quotes with i-Wonder[1]

Get caravan insurance

Who needs caravan insurance?

It’s not as simple as those who tow a mobile home - caravan insurance doesn't just cover tourers. You can also get policies for static caravans and park homes.

What does it cover?

Whether you’re on the move or not, caravan policies should cover you for things like fire, theft, accidental damage and weather damage.

Besides the basics, you can opt for policy add-ons like personal possessions cover and camping equipment cover to upgrade your policy.

Types of caravan insurance

New for old cover
Market value cover

If your caravan’s a total loss – damaged beyond repair or stolen – new for old cover will make sure you get a brand new unit that’s equivalent to your old one.

New for old cover can also apply to your personal possessions and caravan equipment, so they’d be replaced with brand new as well.

Key points

  • Replaced with new if your caravan’s a write-off
  • Conditions are usually imposed on maximum age and mileage
  • Usually a more expensive form of insurance

Market value cover will only compensate you for the current value of your caravan at the time of loss. So if it’s 20 years old, the insurer will pay out the going rate for a similar caravan of that model, age and condition.

That might make it a bit harder to find and afford a suitable replacement, but it can be a much more cost-effective level of cover, especially for older caravans.

Key points

  • Pays out the current market value
  • Even if you bought your caravan new you’ll probably have to find a second-hand replacement
  • Market value policies are usually cheaper
  • Often the only option for older caravans

It only takes a few minutes

We need a few bits of info to help you, so we’ll ask about:

  1. Your details

    Let’s get to know each other

  2. Your home away from home

    Make, model, reg number, number of bedrooms, usage…

  3. Site and security

    Is your caravan alarmed? Where’s it stored? How is it secured?

  4. Cover details

    Info on previous policies and the cover you want to have now

Cut your caravan insurance costs

You could make your caravan insurance cheaper by:

  1. Increasing security

    Wheel clamps, window locks and alarms are handy to have

  2. Find secure storage

    For tourers at least – not much choice if you have a static

  3. Club memberships

    Some insurers will offer discounts for members of the Caravan and Motorhome Club or Camping and Caravanning Club

  4. Avoid unnecessary extras

    Don’t skimp on cover, but don’t pay for optional extras you don’t really need or have cover for under other policies, such as home insurance

  5. Shop around

    Compare caravan insurance policies to find the best one for you

Frequently asked questions

  • How much is caravan insurance?

    It’ll vary depending on the value of your caravan, whether it’s static or touring, where you live and where you keep it, as well as your own personal circumstances.

    Things like safe storage and good security can help to bring down the cost for you.

  • What does caravan insurance cover?

    Your caravan insurance policy should include cover for damage, fire and theft. You can also get contents insurance to protect the things inside your caravan.

    Some of your caravan’s contents might be covered under your home insurance, so check that first to avoid paying for too much cover.

  • What insurance do I need for towing a caravan?

    As long as your car insurance policy allows you to tow, you’ll most likely be covered for third party damage under your car insurance while the caravan’s hitched to the car.

    But it probably won’t cover damage to your caravan in an accident – that’s where dedicated caravan insurance comes in.

    Consider suitable breakdown cover for your camping trips too - recovery for a caravan is expensive.

Load more

Caravan insurance guides and articles

[1]Gocompare.com introduces customers to i-Wonder Aggregator Services Limited which is an Appointed Representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority. Gocompare.com's relationship with i-Wonder Aggregator Services Limited is that of a business partnership, no ownership or control rights exists between us. Please note, we cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms and conditions of use applying to those sites

[†]Please note, we cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms of use applying to those sites

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