Credit card guides

Our guides give you the facts so you can make an informed choice when you compare credit cards and deals.

Air miles credit cards

Compare air mile credit cards that could help you earn flight miles or contribute to more general travel reward schemes such as Avios.

Air miles credit cards

American Express credit cards

Find out about types of American Express credit cards, and how you could find the right one to suit you.

American Express credit cards

Bad credit rating credit cards

If you have a bad credit rating there are dedicated credit cards on the market that might prove suitable to your needs.

Bad credit rating credit cards

Balance transfer credit cards

Card debt is expensive - consider the pros and cons of regular and low-fee balance transfer credit cards as you look to shift outstanding debt.

Balance transfer credit cards

Business credit cards

A business credit card may suit you if you own a business or regularly use plastic to pay expenses, but be aware of annual fees - and of the need for a good credit rating.

Business credit cards

Cashback credit cards

Cashback products allow the holder to earn back a percentage of what they spend as an annual bonus.

Cashback credit cards

Charity credit cards

Most major UK charities now have credit cards in their names, allowing you to donate a percentage of your spending to them... but there may be better ways to give.

Charity credit cards

Credit builder credit cards

A credit building card could be an option if you're struggling to get another card - but make sure you manage it well and look out for high charges that could increase debt.

Credit builder credit cards

Credit cards for holidays

What are the benefits and drawbacks of using plastic to purchase your holiday and for your spending when you're abroad?

Credit cards for holidays

Credit cards - checking your eligibility

Discover why it’s important to find out your eligibility before you apply and how you can improve your credit score.

How to check your credit card eligibility

Credit cards for using abroad

Compare credit cards suited for use abroad and learn the money facts you should consider when travelling overseas, including details of Dynamic Currency Conversion.

Credit cards for using abroad

High-limit credit cards

Find out everything you need to know about high limit credit cards, including what the credit limit could be, what you need to apply for one and what you’ll be charged

High-limit credit cards

How do credit cards work?

Find out more about the different types of credit cards available, what you need to apply for one and how to use them responsibly

How do credit cards work

Interest-free credit cards

Cards can be incredibly useful, but they can also be very expensive. An interest-free option could let you borrow for free for a defined period.

Interest-free credit cards

Low APR credit cards

Compare low APR credit cards, and learn why they could be the right option if you think you'll need a long time to pay off debt and get your finances in order.

Low APR credit cards

Money transfer credit cards

If you're looking to transfer money from credit card to bank account funds, a money transfer credit card could be an option worth considering.

Money transfer credit cards

Platinum credit cards

If you're thinking of going platinum, you could be open to a whole array of services, features and credit-related goodies.

Platinum credit cards

Premium credit cards

Premium credit cards can offer benefits such as reward points and insurance and may suit your needs if you're a regular, responsible card user - but beware of the pitfalls.

Premium credit cards

Purchase credit cards

A purchase card could be the right option for you, especially if you need to spread the cost of a major purchase.

Purchase credit cards

Reward credit cards

Compare reward credit cards, which can offer benefits in defined schemes as you do your everyday spending - just make sure you avoid the pitfalls.

Reward credit cards

Student credit cards

If you can handle your finances responsibly, the right student credit card could help your money management at college or university.

Student credit cards

Cost of living crisis: How many are struggling to pay the bills?

The cost of living crisis has Brits across the country worrying about their bills. What can we do to make our money go further and make sure we pay on time?

Cost of living crisis: How many are struggling to pay the bills?

Attitudes to cash

By late 2018, debit cards are projected to overtake cash as the most frequently used payment method in the UK. As the country moves towards a cashless society, how do people feel about plastic replacing paper?

Attitudes to cash

Cancelling continuous payment authorities

A continuous payment authority (recurring payment) differs from direct debits and standing orders - know your cancellation rights on debit and credit cards.

Cancelling continuous payment authorities

Cashing cheques in foreign currencies

Receiving cheques made out in a foreign currency can be a lengthy process and could incur fees. Find out more…

Cashing cheques in foreign currencies

Card payments for small businesses

See the advantages and disadvantages of a business accepting debit and credit card payments and find out about terminals, acquirers, merchant service agreements and charges, and more.

Card payments for small businesses

The Consumer Credit Act

Find out how the Consumer Credit Act gives you protection on a credit card, and what credit card purchases are covered.

Consumer Credit Act

Credit nation

People in the UK owe £67.6 billion on credit cards and 2 million people carry ‘persistent debt’. Reliance on consumer credit is clearly high, but how are the Great British Public using their credit cards and how do they feel about their debts?

Credit nation

How to transfer money from a credit card to a bank account

Money transfers from your card can help clear short-term debt. Find out how cash transfers work, which credit cards can help and what to consider before you take one out.

How to transfer money from a credit card to a bank account

Financial fraud

Find out about the different types of financial fraud, how you can protect your money and what to do if you're a victim.

Financial fraud

Funny money

Slang has been used to describe money for centuries, giving us a wide range of expressions to use in reference to currency and credit. With that in mind, we’ve taken a look at some of the more interesting terms from around the world, and traced their origins.

Funny money

How to pay off your credit card debt

Credit card debt can build up quickly if you don’t keep control of your spending and the repayments on your cards. But there’s plenty you can do to get on top of it and make paying off your card balances more manageable.

How to pay off your credit card debt

How to use Apple Pay on your iPhone

Find out how this convenient alternative to using cards and cash works.

How to use Apple Pay on your iPhone

How your existing borrowing affects your credit score

Find out how your level of debt might positively or negatively affect your credit score, including your debt-to-limit ratio and debt-to-income ratio.

How your existing borrowing affects your credit score

Inflation

Find out why the rate of inflation might affect your decision over whether saving or borrowing is the right decision for you.

Inflation

Is ID theft protection worth it?

Find out more about ID theft protection, or identity theft insurance as it's also known, and whether you need it.

Is ID theft protection worth it?

Is it better to get a credit card or a personal loan?

Find out what type of borrowing best suits you, then compare rates to find the right credit card or loan.

Is it better to get a credit card or a personal loan?

Prepaid cards

Prepaid cards don't require a credit check and can help those who like their simplicity, plus those who don't have a debit or credit card.

Prepaid cards

Soft search

When you search for a credit product it’s increasingly common to be offered a soft search (or ‘smart search’) facility. Find out what this means.

Soft search

Store cards

Store cards can seem a tempting proposition, but what do you need to consider when taking one out and would a credit card be a better option?

Store cards

Virgin Money credit cards

If you're looking to compare Virgin Money credit cards, you could do so with Experian.

Virgin Money credit cards

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