Credit card guides library
Our guides give you the facts so you can make an informed choice when you compare credit cards and deals.
Air miles credit cards
Compare air mile credit cards that could help you earn flight miles or contribute to more general travel reward schemes such as Avios.
American Express credit cards
Find out about types of American Express credit cards, and how you could find the right one to suit you.
American Express credit cards »
Bad credit rating credit cards
If you have a bad credit rating there are dedicated credit cards on the market that might prove suitable to your needs.
Bad credit rating credit cards »
Balance transfer credit cards
Card debt is expensive - consider the pros and cons of regular and low-fee balance transfer credit cards as you look to shift outstanding debt.
Balance transfer credit cards »
Business credit cards
A business credit card may suit you if you own a business or regularly use plastic to pay expenses, but be aware of annual fees - and of the need for a good credit rating.
Cancelling old credit cards
Find out what the advantages and disadvantages are of cancelling your old credit cards and how it could affect your credit rating.
Cashback credit cards
Cashback products allow the holder to earn back a percentage of what they spend as an annual bonus.
Charge cards
Charge cards are often mistaken for credit cards, but there are some differences in how you can use them. Find out more about their perks and perils...
Charity credit cards
Most major UK charities now have credit cards in their names, allowing you to donate a percentage of your spending to them... but there may be better ways to give.
Co-op bank credit cards
Brush up on your money management knowledge by learning about Co-operative Bank credit cards.
Credit builder credit cards
A credit building card could be an option if you're struggling to get another card - but make sure you manage it well and look out for high charges that could increase debt.
Credit cards for Christmas spending
Choose the right credit card for your Christmas spending and you could ease the fiscal pain of the festive season.
Credit cards for Christmas spending »
Credit cards for holidays
What are the benefits and drawbacks of using plastic to purchase your holiday and for your spending when you're abroad?
Credit cards for using abroad
Compare credit cards suited for use abroad and learn the money facts you should consider when travelling overseas, including details of Dynamic Currency Conversion.
Credit cards for using abroad »
Credit card protection
Do you know what protections come with a credit card? Read our article to find out.
How to cut the cost of debt
Follow our tips to help get your credit card and other debt under control.
HSBC credit cards
Looking for info on HSBC credit cards? GoCompare can give you the lowdown on what to look out for…
Interest-free credit cards
Cards can be incredibly useful, but they can also be very expensive. An interest-free option could let you borrow for free for a defined period.
Joint credit cards
Find out the benefits and drawbacks of adding a second cardholder to your credit card account.
Low APR credit cards
Compare low APR credit cards, and learn why they could be the right option if you think you'll need a long time to pay off debt and get your finances in order.
Making credit cards work for you
Are you making the most of your credit card? By getting the right rate, terms, benefits and/or rewards, you can make your plastic pay its way…
Making credit cards work for you »
Money transfer credit cards
If you're looking to transfer money from credit card to bank account funds, a money transfer credit card could be an option worth considering.
Premium credit cards
Premium credit cards can offer benefits such as reward points and insurance and may suit your needs if you're a regular, responsible card user - but beware of the pitfalls.
Purchase credit cards
A purchase card could be the right option for you, especially if you need to spread the cost of a major purchase.
Reward credit cards
Compare reward credit cards, which can offer benefits in defined schemes as you do your everyday spending - just make sure you avoid the pitfalls....
Student credit cards
If you can handle your finances responsibly, the right student credit card could help your money management at college or university.
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Alternative currencies: Bitcoins and beyond
Learn about global, local and private digital alternative currencies, including cryptocurrencies such as Bitcoin and Litecoins.
Alternative currencies: Bitcoins and beyond »
Cancelling continuous payment authorities
A continuous payment authority (recurring payment) differs from direct debits and standing orders - know your cancellation rights on debit and credit cards.
Cancelling continuous payment authorities »
Card payments for small businesses
See the advantages and disadvantages of a business accepting debit and credit card payments and find out about terminals, acquirers, merchant service agreements and charges, and more.
Card payments for small businesses »
Chargeback
Find out how the chargeback process can help you get a refund for debit card payments and smaller credit card purchases.
Compound interest
Compound interest on your savings could help earn you extra, but on a loan, it can sink you further into debt. Find out why…
Consumer Credit Act
The Consumer Credit Act (1974) empowers consumers and protects credit card purchases. Find out more about the Act and how it can help you.
Consumer rights
If you buy goods or services and aren't happy with what you receive there's legal protection that can help you. Find out more about your consumer rights.
Contactless payments
Contactless payments are growing from cards, smartphones, wristbands and more - but what are the practical and security issues? Could contactless transactions replace cash in the future?
Credit reports and ratings
A credit score can be crucial to your future, the rating affecting your major financial applications. Find out more about scores and how to boost them, and compare credit reports.
Eligibility for advertised deals on loans and credit cards
The advertised APR isn’t necessarily what you’ll pay on loans and credit cards. Find out your odds of being offered the representative rate - and improve them.
Eligibility for advertised deals on loans and credit cards »
Financial fraud
Find out about the different types of financial fraud, how you can protect your money and what to do if you're a victim.
How do online debit and credit card payments work?
Find out how your level of debt might positively or negatively affect your credit score, including your debt-to-limit ratio and debt-to-income ratio.
How do online debit and credit card payments work? »
How your existing borrowing affects your credit score
Find out how your level of debt might positively or negatively affect your credit score, including your debt-to-limit ratio and debt-to-income ratio.
How your existing borrowing affects your credit score »
Inflation
Find out why the rate of inflation might affect your decision over whether saving or borrowing is the right decision for you.
Is ID theft protection worth it?
Find out more about ID theft protection, or identity theft insurance as it's also known, and whether you need it.
Is ID theft protection worth it? »
Midata
The government's midata project helps empower consumers' personal finance comparison choices by giving easier access to data held about them and getting it delivered in a more consistent format.
Paym: Sending and receiving money with your mobile
Smartphones are heralding a new age of banking with the advance of Paym. Find out more about sending and receiving money using your mobile...
Paym: Sending and receiving money with your mobile »
PayPal and online money transfer services
Find out about how PayPal and other online money transfer services work, when you can use them and whether they're a safe way to send and receive money.
PayPal and online money transfer services »
Prepaid cards
Prepaid cards don't require a credit check and can help those who like their simplicity, plus those who don't have a debit or credit card.
Soft search
When you search for a credit product it’s increasingly common to be offered a soft search (or ‘smart search’) facility. Find out what this means...
Store cards
Store cards can seem a tempting proposition, but what do you need to consider when taking one out and would a credit card be a better option?
Unsolicited increases to credit card limits
Credit card providers sometimes automatically raise your credit limit. Is this a good thing for customers?
Unsolicited increases to credit card limits »
What happens when you apply for credit?
Whenever you apply for credit, lenders make numerous checks behind the scenes. Find out why you may’ve been approved or declined and improve your chances.
What happens when you apply for credit? »
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