iPad insurance can contribute to the repair or replacement of your device should something happen to it.
iPad's are desirable to thieves. They’re quick to sell on, valuable and much easier to steal than a laptop or TV.
Despite their hardy exterior, iPads are also easily damaged due to the many fragile components they contain.
iPads are expensive too. If it's damaged beyond repair, lost, or stolen, it’s not going to be cheap to replace. Prices range from a few hundred pounds for a basic model, up to £1,000 for a high-spec iPad Pro.
In a nutshell, insuring it means you won't have to pay the full cost to get a new one or have it fixed.
An iPad insurance policy will usually cover you for:
Here are some of the things you need to check, so you don't get caught out:
Apple offer their own care packages when you buy an iPad. You'll get technical support and some hardware service options. But, you don't get accidental damage cover unless you pay extra and upgrade to AppleCare+.
You won’t be covered for theft, loss or taking your iPad with you on your travels. For more extensive cover, insurance might be a better investment.
If you buy your iPad from another shop, instead of directly from Apple, chances are you'll be offered an extended warranty.
Extended warranties are sold heavily by retailers. They make a lot of money off them. Read the small print and check it’s worth paying for before you commit.
If you have home insurance, check whether your gadgets are covered under it. They might not be covered outside the home though. So, if you take your iPad out and about, you won't be able make a claim if it goes missing or gets stolen.
Contents insurance won't cover you for breakdown either. But, iPad insurance could get you back up and running if your iPad needs repairing.
You may have some cover under an insurance policy attached to your bank account or credit card. These usually only offer limited cover, so check the terms and conditions.
Get in touch with your insurer to claim and they’ll walk you through the process. You’ll need a crime reference number from the police to make a claim for theft of your iPad.
You might be asked to provide a receipt, bank or credit card statement as proof of purchase before you can take out a policy. A few insurers may accept picture or video evidence of you owning the camera instead of a receipt or bank statement.
Insurers will usually want the serial number of your iPad for their records. If you replace it, make sure you update them with the new iPad's number.
Yes, some insurers offer a multi-gadget policy.